2778 Main St, Newfane, NY 14108 Property Records

Niagara County and Newfane Town property record for 2778 Main St, Newfane, NY 14108

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,422 sqft · built 1900
Lot Size	0.143 acres (6,270 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2026)
Tax Bill	$4,646 (2026)
Deeds & Mortgages	Jul 2026 Sale Dec 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`292800 38.60-1-40`

Property Details

APN / Parcel Number

Primary APN	`292800 38.60-1-40`
Alternative APN	`28000380600001040000`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,422 sqft Gross Area
Basement Area	1,711 sqft
Unfinished Basement	1,711 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Lot Area	6,270 sqft (0.143 acres)
Lot Dimensions	165 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2778 MAIN ST
City	NEWFANE
State	NY
Zip	14108-1206
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	NEWFANE 512869
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NEWFANE
Census Block Group	4
Census Block	4011
Census Tract	24201

Owner

2778 Main St, a commercial property, is owned by an individual who bought it in July 2026.

Source: Niagara County and Newfane Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2778 MAIN ST, 1, NEWFANE, NY 14108-1239
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage LINDA J JOHNSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	202611038
Prior Transfer Date	Sep 15, 2022
Prior Transfer Doc	0000019429
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NIAGARA NY
Recording Date	Jul 24, 2026
Property Address	2778 MAIN ST, NEWFANE, NY 14108-1206
Document Number	0000011038
Instrument Date	Jun 24, 2026
Instrument	202611038
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$119,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Recording Date	Dec 30, 2020
Property Address	2778 MAIN ST, NEWFANE, NY 14108-1239
Document Number	0000022564
Instrument Date	Dec 28, 2020
Instrument	22564
Transaction Type	Construction Loan
Record Updated	Mar 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 MAIN ST NEWFANE NY 141081239, NEWFANE, NY 14108-1239

Mortgage

Document Number	0000022564
Date	Dec 30, 2020
Instrument	22564

Lender

Name	LINDA J JOHNSON
Address	JEFFERSON CITY, TN 37760

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 29, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2778 Main St was $4,646, up 4.1% from the year before.

Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Newfane Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,646.00 (+4.15%)
2025	$4,461.00	$88,700 Land $10,700 Building $78,000	$206,300 Land $24,886 Building $181,414
2023		$85,900 (-) Land $10,700 Building $75,200	$165,200 (+7.69%) Land $20,578 Building $144,622
2022		$85,900 Land $10,700 Building $75,200	$153,400 Land $19,108 Building $134,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2778 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2778 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWFANE TOWN WDS serves 9,304 people · EPA ID NY3100573
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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