2768 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2768 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,542 sqft · built 1966
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2021)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-06-027.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-06-027.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,542 sqft Finished Area
Gross Area	1,717 sqft

Exterior

Year Built	Built 1966
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0552406027.00
Street Address	2768 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOLEYS LOTS 4-24
Legal Subdivision	FOLEYS
Legal Lot Number	4-24
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	65100

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2768 MADISON AVE, COVINGTON, KY 41015-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 7, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Jan 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	0000101856
Deed Book / Page	101 / 856
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2768 MADISON AVE, COVINGTON, KY 41015-1239
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 MORTGAGE, COVINGTON, KY 41015

Mortgage

Document Number	0005900171
Date	Oct 16, 2024
Book Page	KCM 592/410
Instrument	24101605900171

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 7, 2021
Property Address	2768 MADISON AVE, COVINGTON, KY 41015-1239
Document Number	0005900063
Book / Page	101 / 856
Map Reference	PG 76
Instrument Date	Jun 29, 2021
Instrument	21070705900063
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 ANN ST, 1036, NEWPORT, KY 41071-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 MADISON AVE, COVINGTON, KY 41015-1239

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 22, 2021
Property Address	2768 MADISON AVE, COVINGTON, KY 41015-1239
Document Number	0000000179
Book / Page	000067 / 000998
Instrument Date	Jan 21, 2021
Instrument	179
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 MADISON AVE COVINGTON KY 410151239, COVINGTON, KY 41015-1239

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (-0.55%)	$110,000 (-) Land $5,000 Building $105,000	$110,000 (-) Land $5,000 Building $105,000
2023	$1,465.00	$110,000 Land $5,000 Building $105,000	$110,000 Land $5,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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