27759 Rosecrest Dr, Escondido, CA 92026 Property Records

San Diego County property record for 27759 Rosecrest Dr, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,891 sqft · built 1980
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jul 2020)
Tax Bill	$8,464 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`186-601-42-00`

Property Details

APN / Parcel Number

Primary APN	`186-601-42-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,891 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	176,854 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	27759 ROSECREST DR
City	ESCONDIDO
State	CA
Zip	92026-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM07409
Legal Subdivision	PARCEL MAP NO 7409
Legal Tract	7409
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2018
Census Tract	19105

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jan 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 15, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	2020379367
Prior Transfer Date	Aug 11, 1997
Prior Transfer Doc	0000402380
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2026
Property Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034
Document Number	0000097017
Instrument Date	Apr 2, 2026
Instrument	202697017
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034

Mortgage

Document Number	0000097017,
Date	Apr 8, 2026
Instrument	202697017

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034

Mortgage

Document Number	0000021341
Date	Jan 26, 2026
Instrument	2026-0021341

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034

Mortgage

Document Number	0000769568
Date	Nov 5, 2021
Instrument	2021-0769568

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034
Document Number	0000379367
Map Reference	FILE 78-237339
Instrument Date	Jun 24, 2020
Instrument	2020-0379367
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034

Mortgage

Document Number	0000379368
Date	Jul 15, 2020
Instrument	2020-0379368

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	27759 ROSECREST DR, ESCONDIDO, CA 92026-7034
Document Number	0000379366
Instrument Date	Jun 24, 2020
Instrument	379366
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 270707 SAN DIEGO CA 921982707, SAN DIEGO, CA 92198-2707

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,528 (+2%) Land $386,427 Building $298,101
2025	$8,464.00 (+2.19%)	$671,106 (+4.04%) Land $378,850 Building $292,256
2024	$8,283.00 (+2.55%)
2023	$8,077.00 (+1.76%)	$645,048 Land $364,140 Building $280,908
2022	$7,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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