27744 Rosecrest Dr, Escondido, CA 92026 Property Records

San Diego County property record for 27744 Rosecrest Dr, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,482 sqft · built 2003
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$837,000 (Dec 2021)
Tax Bill	$8,436 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`186-601-45-00`

Property Details

APN / Parcel Number

Primary APN	`186-601-45-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	100,188 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	27744 ROSECREST DR
City	ESCONDIDO
State	CA
Zip	92026-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM07978
Legal Subdivision	PARCEL MAP NO 7978
Legal Tract	7978
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2018
Census Tract	19105

Owner

27744 Rosecrest Dr is owned and occupied by two individuals who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 17, 2018	Grant Deed, Transfer · Conventional with PMI USAA
May 18, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	2021864273
Prior Transfer Date	Jul 5, 2021
Prior Transfer Doc	0000494402
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2021
Property Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007
Document Number	0000864273
Map Reference	DOC 78-458650
Instrument Date	Oct 20, 2021
Instrument	2021-0864273
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007

Mortgage

Document Number	0000864274
Date	Dec 23, 2021
Instrument	2021-0864274

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2021
Property Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007
Document Number	0000494402
Map Reference	DOC 1978-458650
Instrument Date	Jul 5, 2021
Instrument	2021-0494402
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007

Mortgage

Document Number	0000494403
Date	Jul 9, 2021
Instrument	2021-0494403

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2018
Property Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007
Document Number	0000200550
Instrument Date	Apr 5, 2018
Instrument	200550
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27744 ROSECREST DR ESCONDIDO CA 920267007, ESCONDIDO, CA 92026-7007

Mortgage

Document Number	200551
Date	May 17, 2018
Instrument	200551

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2017
Property Address	27744 ROSECREST DR, ESCONDIDO, CA 92026-7007
Document Number	0000222755
Map Reference	PM7978
Instrument Date	Apr 6, 2017
Instrument	2017-0222755
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4611 TORREY CIR APT T206, T206, SAN DIEGO, CA 92130-6681

Mortgage

Document Number	0000222756
Date	May 18, 2017
Instrument	2017-0222756

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27744 Rosecrest Dr was $8,436 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,993 (+2%) Land $703,580 Building $202,413
2025	$8,436.00	$888,230 Land $689,785 Building $198,445
2023	$9,838.00 (+1.65%)	$853,740 Land $663,000 Building $190,740
2022	$9,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27744 Rosecrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27744 Rosecrest Dr is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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