2775 Bower Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2775 Bower Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,793 sqft · built 1965
Lot Size	0.184 acres (8,029 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2005)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-9664-04-230`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-9664-04-230`
Alternative APNs	`302209966404230` `480928` `486580` `491140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	1,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,029 sqft (0.184 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	742 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2775 BOWER RD
City	WINTER PARK
State	FL
Zip	32792-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 5 Z/91 LOT 23 BLK D
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	WINTER PARK PINES UT 5
Legal Tract	9664
Legal Block	D
Legal Lot Number	23
Legal Unit	5
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3012
Census Tract	16200

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2775 BOWER RD, WINTER PARK, FL 32792-4864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HM MTG
Jan 4, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2005 · Amount on Record
Deed Sale	Mar 21, 2005 · Amount on Record
Prior Sale	Dec 31, 2001 · Amount on Record
Deed Document Number	2005193523
Deed Book / Page	7880 / 1122
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2775 BOWER RD, WINTER PARK, FL 32792-4864
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 BOWER RD, WINTER PARK, FL 32792-4864

Mortgage

Document Number	0000749920
Date	Dec 8, 2021
Instrument	20210749920

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2775 BOWER RD, WINTER PARK, FL 32792-4864
Document Number	0000743165
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 BOWER RD WINTER PARK FL 327924864, WINTER PARK, FL 32792-4864

Mortgage

Document Number	0000743165
Date	Nov 25, 2019
Instrument	743165

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2775 BOWER RD, WINTER PARK, FL 32792-4864
Document Number	0000141365
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 BOWER RD WINTER PARK FL 327924864, WINTER PARK, FL 32792-4864

Mortgage

Document Number	0000141365
Date	Mar 16, 2017
Instrument	141365

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,585 (+2.7%)	$556,115 (-0.83%) Land $270,000 Building $286,115
2025	$4,419.00 (+5.24%) Homeowner's exemption	$286,840 (+5.99%)	$560,755 (+6.29%) Land $270,000 Building $290,755
2024	$4,199.00 (+7.42%)
2023	$3,909.00 (+28.75%) Homeowner's exemption	$270,637 (+25.32%)	$527,550 (+32.9%) Land $270,000 Building $257,550
2022	$3,036.00 Homeowner's exemption	$215,962	$396,966 Land $200,000 Building $196,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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