2709 Bower Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2709 Bower Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1964
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2020)
Tax Bill	$8,721 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-9427-06-060`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-9427-06-060`
Alternative APNs	`302209942706060` `480523` `486177` `490736`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,309 sqft
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1999
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,499 sqft (0.172 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2709 BOWER RD
City	WINTER PARK
State	FL
Zip	32792-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT FOUR Z/55 LOT 6 BLK F
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	WINTER PARK PINES UT 4
Legal Tract	9427
Legal Block	F
Legal Lot Number	6
Legal Unit	4
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3014
Census Tract	16200

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2412 TUSCARORA TRL, MAITLAND, FL 32751-4061
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MTG CORP
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Sep 10, 2015 · Amount on Record
Deed Document Number	2020632824
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 4, 2020
Property Address	2709 BOWER RD, WINTER PARK, FL 32792-4806
Document Number	0000632824
Instrument Date	Nov 20, 2020
Instrument	632824
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	BROKERS TITLE/LONGWOOD I LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2709 BOWER RD WINTER PARK FL 327924806, WINTER PARK, FL 32792-4806

Mortgage

Document Number	632825
Date	Dec 4, 2020
Instrument	632825

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2709 BOWER RD, WINTER PARK, FL 32792-4806
Document Number	0000618213
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2709 BOWER RD WINTER PARK FL 327924806, WINTER PARK, FL 32792-4806

Mortgage

Document Number	0000618213
Date	Oct 3, 2019
Instrument	618213

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,220 (+7.77%) Land $270,000 Building $265,220	$535,220 (-0.84%) Land $270,000 Building $265,220
2025	$8,721.00 (+7.51%)	$496,634 (-1.94%)	$539,740 (+6.57%) Land $270,000 Building $269,740
2024	$8,112.00 (+11.14%)
2023	$7,299.00 (+16.69%)	$506,456 (+27.03%) Land $270,000 Building $236,456	$506,456 (+27.03%) Land $270,000 Building $236,456
2022	$6,255.00	$398,688 Land $200,000 Building $198,688	$398,688 Land $200,000 Building $198,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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