2774 Phyllis Cir S, Billings, MT 59102 Property Records

Yellowstone County property record for 2774 Phyllis Cir S, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Nov 2022 Sale Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A214880`

Property Details

APN / Parcel Number

Primary APN	`000A214880`
Alternative APNs	`03-0926-12-1-03-04-0000` `R0322335` `A214880` `A21488`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Neighborhood / Spot
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2774 PHYLLIS CIR S
City	BILLINGS
State	MT
Zip	59102-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	RYAN SUBD, S12, T01 S, R25 E, BLOCK 4, LOT 4, 2ND AMND
Legal Range	25E
Legal Township	01S
Legal Section	12
Legal Subdivision	RYAN SUBD
Legal Block	4
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2001
Census Tract	1704

Owner

Source: Yellowstone County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 29, 2021	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BANK OF MT
Mar 24, 2021	Special Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jan 12, 2021	Grant Deed, Transfer SERVICELINK
Nov 22, 2017	Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022
Deed Sale	Nov 9, 2022
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20224034277
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 9, 2022
Property Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610
Document Number	0004034277
Map Reference	DOC 962588
Instrument Date	Oct 4, 2022
Instrument	4034277
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 29, 2021
Property Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610
Document Number	0003999112
Map Reference	DOC 962588
Instrument Date	Nov 27, 2021
Instrument	3999112
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610

Mortgage

Document Number	0003999113
Date	Nov 29, 2021
Instrument	3999113

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0003999114
Date	Nov 29, 2021
Instrument	3999114

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 24, 2021
Property Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610
Document Number	0003964782
Map Reference	DOC 962588
Instrument Date	Mar 3, 2021
Instrument	3964782
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3149 CONESTOGA WAY, BILLINGS, MT 59105-4664

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 12, 2021
Property Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610
Document Number	0003955465
Instrument Date	Jan 7, 2021
Instrument	3955465
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2774 PHYLLIS CIR S, BILLINGS, MT 59102-5610
Document Number	0003836231
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 PHYLLIS CIR S BILLINGS MT 591025610, BILLINGS, MT 59102-5610

Mortgage

Document Number	0003836231
Date	Dec 14, 2017
Instrument	3836231

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,100 (-) Land $40,998 Building $238,102	$279,100 (-) Land $40,998 Building $238,102
2025	$1,782.00 (-25.22%)	$279,100 (+13.41%) Land $40,998 Building $238,102	$279,100 (+13.41%) Land $40,998 Building $238,102
2024	$2,383.00 (+8.52%)
2023	$2,196.00	$246,100	$246,100 Land $44,669 Building $201,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom, Verizon.

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