27728 Conch Ln, Moreno Valley, CA 92555 Property Records

Riverside County property record for 27728 Conch Ln, Moreno Valley, CA 92555

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,075 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2019)
Tax Bill	$9,019 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`486-554-001`

Property Details

APN / Parcel Number

Primary APN	`486-554-001`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,075 sqft Living Area
Gross Area	3,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	27728 CONCH LN
City	MORENO VALLEY
State	CA
Zip	92555-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20 ACRES M/L IN LOT 79 MB 375/035 TR 31129
Legal Subdivision	TRACT 31129
Legal Tract	31129
Legal Lot Number	79
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1009
Census Tract	48700

Owner

27728 Conch Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Riverside County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 2, 2019	Deed of Trust, Mortgage · FHA Mortgage PEOPLES DISCOUNT MORTGAGE INC
May 22, 2019	Grant Deed, Transfer · FHA Mortgage PEOPLES DISCOUNT MORTGAGE INC
May 22, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	May 9, 2016 · Amount on File
Deed Document Number	2019181078
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	0000181077
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Investor	Possibly a Property Investor

Mortgage

Document Number	0000731127
Date	Dec 13, 2021
Instrument	2021-0731127

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000291089
Date	Aug 2, 2019
Instrument	2019-0291089

Lender

Name	PEOPLES DISCOUNT MORTGAGE INC
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2019
Property Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Document Number	0000181078
Map Reference	MB 375 PG 35-39
Instrument Date	May 16, 2019
Instrument	2019-0181078
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Investor	Possibly a Property Investor

Mortgage

Document Number	0000181079
Date	May 22, 2019
Instrument	2019-0181079

Lender

Name	PEOPLES DISCOUNT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2019
Property Address	27728 CONCH LN, MORENO VALLEY, CA 92555-5760
Document Number	0000181077
Instrument Date	May 8, 2019
Instrument	181077
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	27728 CONCH LN MORENO VALLEY CA 925555760, MORENO VALLEY, CA 92555-5760

Tax Assessment & Valuation

The 2025 property tax bill for 27728 Conch Ln was $9,019 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,124 (+2%) Land $68,267 Building $386,857
2025	$9,019.00 Homeowner's exemption	$446,201 Land $66,929 Building $379,272
2023	$8,589.00 (+2.13%) Homeowner's exemption	$428,877 Land $64,331 Building $364,546
2022	$8,410.00
2021			$451,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27728 Conch Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27728 Conch Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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