2606 E 186th St, Westfield, IN 46074 Property Records

Hamilton County property record for 2606 E 186th St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,784 sqft · built 1996
Lot Size	7.84 acres (341,510 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2008)
Tax Bill	$5,143 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`29-06-30-000-012.005-014`

Property Details

APN / Parcel Number

Primary APN	`29-06-30-000-012.005-014`
Alternative APN	`0806300000012005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	6,285 sqft
1st Floor Area	1,784 sqft
Attic	Attic
Attic Area	1,909 sqft
Basement Area	1,784 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	341,510 sqft (7.84 acres)
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Pool Area	697 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2606 E 186TH ST
City	WESTFIELD
State	IN
Zip	46074-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 7.84, SECTION 30, TOWNSHIP 19, RANGE 4
Legal Range	04
Legal Township	19
Legal Section	30
Legal Subdivision	WASHINGTON
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	3
Census Block	3036
Census Tract	110516

Owner

2606 E 186th St is owned and occupied by two individuals who acquired it in July 2023.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2606 E 186TH ST, WESTFIELD, IN 46074-9683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FORUM CU
Jul 6, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2008 · Amount on File
Deed Sale	Nov 21, 2008 · Amount on File
Deed Document Number	200857948
Last Transfer Date	Jul 5, 2023
Transfer Doc	0000024935
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2606 E 186TH ST, WESTFIELD, IN 46074-9683
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012441
Date	Mar 9, 2022
Instrument	2022012441

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 6, 2023
Property Address	2606 E 186TH ST, WESTFIELD, IN 46074-9683
Document Number	0000024935
Instrument Date	Jul 5, 2023
Instrument	2023024935
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 E 186TH ST, WESTFIELD, IN 46074-9683

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$517,900 (+17.44%) Land $189,100 Building $328,800	$517,900 (+17.44%) Land $189,100 Building $328,800
2024	$5,143.00 (+15.26%)	$441,000 (+14.04%) Land $94,800 Building $346,200	$441,000 (+14.04%) Land $94,800 Building $346,200
2023	$4,462.00 (+6.16%)	$386,700 (+9.48%) Land $93,200 Building $293,500	$386,700 (+9.48%) Land $93,200 Building $293,500
2022	$4,203.00 (+2.94%)	$353,200 Land $91,400 Building $261,800	$353,200 Land $91,400 Building $261,800
2021	$4,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2606 E 186th St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2606 E 186th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Metronet.

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