Orange County property record for 27715 Cummins Dr, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,969 sqft · built 1987 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $495,000 (May 2012) |
| Tax Bill | $6,290 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 636-242-14 |
| Primary APN | 636-242-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,969 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 4,000 sqft (0.092 acres) |
| View / Lot | Good |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 27715 CUMMINS DR |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | N TR 12726 BLK LOT 6 |
| Legal Subdivision | TRACT NO 12726 |
| Legal Tract | 12726 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42334 |
27715 Cummins Dr is held in a trust since September 2020.
Source: Orange County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8983 BEAVER BROOK CT, ELK GROVE, CA 95624-3117 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Nov 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2012 · Amount on File |
| Deed Sale | May 21, 2012 · Amount on File |
| Deed Document Number | 2012289783 |
| Last Transfer Date | Sep 28, 2020 |
| Transfer Doc | 0000646667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 10, 2020 |
| Property Address | 27715 CUMMINS DR, LAGUNA NIGUEL, CA 92677-4006 |
| Document Number | 0000646669 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 646669 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8983 BEAVER BROOK CT ELK GROVE CA 956243117, ELK GROVE, CA 95624-3117 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 10, 2020 |
| Property Address | 27715 CUMMINS DR, LAGUNA NIGUEL, CA 92677-4006 |
| Document Number | 0000646667 |
| Map Reference | MB 565 PG 23-28 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020000646667 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 8983 BEAVER BROOK CT, ELK GROVE, CA 95624-3117 |
| Document Number | 0000646668 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020000646668 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 27715 Cummins Dr was $6,290.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $634,177 (+2%) Land $418,003 Building $216,174 | |
| 2025 | $6,290.00 | $621,743 Land $409,807 Building $211,936 |
| 2023 | $6,055.00 (+1.94%) | $597,600 Land $393,893 Building $203,707 |
| 2022 | $5,940.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 27715 Cummins Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 27715 Cummins Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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