Orange County property record for 27736 Cummins Dr, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,264 sqft · built 1987 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,698 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 636-243-14 |
| Primary APN | 636-243-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,264 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 27736 CUMMINS DR |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12726 BLK LOT 39 |
| Legal Subdivision | TRACT NO. 12726 |
| Legal Tract | 12726 |
| Legal Lot Number | 39 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42334 |
27736 Cummins Dr is held in a trust since September 2023.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 27736 CUMMINS DR, LAGUNA NIGUEL, CA 92677-4001 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2023 |
| Transfer Doc | 0000244762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 27736 CUMMINS DR, LAGUNA NIGUEL, CA 92677-4001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000212946 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018000212946 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 27736 Cummins Dr was $5,698.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,227 (+2%) Land $340,160 Building $234,067 | |
| 2025 | $5,698.00 | $562,968 Land $333,490 Building $229,478 |
| 2023 | $5,414.00 (+1.98%) Homeowner's exemption | $541,108 Land $320,540 Building $220,568 |
| 2022 | $5,309.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 27736 Cummins Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 27736 Cummins Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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