277 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 277 W 5th St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,705 sqft · built 1900
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Apr 1999)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-059363`

Property Details

APN / Parcel Number

Primary APN	`02-059363`
Alternative APNs	`2059363` `059363`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,705 sqft Living Area
1st Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	135 ft deep x 20 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	059363
Street Address	277 W 5TH ST
City	FREDERICK
State	MD
Zip	21701-4938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT #4 20 X 135 277 W. 5TH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Block	5
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1018
Census Tract	750100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 W 5TH ST, FREDERICK, MD 21701-4938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1999 · Amount on Record
Deed Sale	Apr 16, 1999 · Amount on Record
Deed Document Number	19992171
Deed Book / Page	2568 / 310
Last Transfer Date	Nov 16, 2018
Transfer Doc	0127550014
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 13, 2018
Property Address	277 W 5TH ST, FREDERICK, MD 21701-4938
Document Number	0127550014
Book / Page	012755 / 000014
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	277 W 5TH ST FREDERICK MD 217014938, FREDERICK, MD 21701-4938

Mortgage

Document Number	127550021
Date	Dec 13, 2018
Book Page	012755/000021

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2038

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,700 (+8.61%)	$439,900 (+25.83%) Land $202,300 Building $237,600
2025	$5,505.00 (+4.68%) Homeowner's exemption	$349,600 (+16.43%) Land $144,500 Building $205,100	$349,600 (-) Land $144,500 Building $205,100
2024	$5,259.00 (+7.13%)
2023	$4,909.00 Homeowner's exemption	$300,267	$349,600 Land $144,500 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20