274 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 274 W 5th St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details2 ba · 1,170 sqft · built 1905
Lot Size0.035 acres (1,554 sqft)
OwnerIndividual Name on File
Last Sale$367,000 (Dec 2021)
Tax Bill$5,372 (2023)
Deeds & MortgagesMar 2017 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-059371

Property Details

APN / Parcel Number

Primary APN02-059371
Alternative APNs
  • 2059371
  • 059371

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,170 sqft Total Area
1st Floor Area585 sqft

Exterior

Year BuiltBuilt 1905
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area1,554 sqft (0.035 acres)
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number059371
Old Parcel Number2059371
Street Address274 W 5TH ST
CityFREDERICK
StateMD
Zip21701-4902
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 3- 1554 SQ FT 274 WEST 5TH ST. FREDERICK CITY
Legal SubdivisionFREDERICK CITY
Legal Lot Number3 4
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1029
Census Tract750600

Owner

Source: Frederick County records · APN 02-059371

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address241 E 4TH ST, FREDERICK, MD 21701-3602
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2017Deed of Trust, Mortgage · Commercial Mortgage
WOODSBORO BANK
Dec 21, 2021Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleJun 11, 2008
Deed Document Number0015598322
Deed Book / Page15598 / 322
Record UpdatedJun 07, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address274 W 5TH ST, FREDERICK, MD 21701-4902
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117250226
DateMar 21, 2017
Book Page11725/0226
Instrument11725-0226
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 21, 2021
Property Address274 W 5TH ST, FREDERICK, MD 21701-4902
Document Number0155980322
Book / Page15598 / 322
Map ReferenceMB 20 FO 139
Instrument DateDec 07, 2021
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$917.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address274 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number0015598329
DateDec 21, 2021
Instrument15598/329
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,372.00$293,933$345,200 Land $143,000 Building $202,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Severe Storms And Flooding (May 2018), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number