277 Summer Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 277 Summer Ave, Reading, MA 01867

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,394 sqft · built 1900
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,100 (Sep 2023)
Tax Bill	$9,896 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:011.0-0000-0236.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:011.0-0000-0236.0`
Alternative APNs	`M:011.0=0000=0236.0` `390000000370` `390000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,394 sqft Living Area
Gross Area	4,452 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	390000000370
Street Address	277 SUMMER AVE
City	READING
State	MA
Zip	01867-3445
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 SUMMER AVE, READING, MA 01867-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Book / Page	81997 / 25
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0081997-25
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 15, 2023
Property Address	277 SUMMER AVE, READING, MA 01867-3445
Document Number	0081997-25
Book / Page	81997 / 25
Instrument Date	Sep 14, 2023
Instrument	104102
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 SUMMER AVE, READING, MA 01867-3445

Mortgage

Document Number	0000104103
Date	Sep 15, 2023
Instrument	104103

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,896.00 (+1.52%)	$902,900 (+5.5%) Land $516,500 Building $386,400	$833,401
2025	$9,748.00 (+1.18%)	$855,800 (+4.11%) Land $489,500 Building $366,300
2024	$9,634.00 (+3.24%)	$822,000 (+10.9%) Land $470,200 Building $351,800
2023	$9,332.00	$741,200 Land $424,000 Building $317,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20