Middlesex County and Reading Town property record for 276 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,098 sqft · built 1920 |
| Lot Size | 0.217 acres (9,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,250 (Nov 2011) |
| Tax Bill | $9,577 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0046.0 |
| Primary APN | READ M:016.0-0000-0046.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,586 sqft |
| 1st Floor Area | 954 sqft |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,466 sqft (0.217 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 400000000700 |
|---|---|
| Street Address | 276 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 334100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Brackett House listed 1984 · 1 contributing resources · NRIS 84002515 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 276 SUMMER AVE, READING, MA 01867-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Feb 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2011 · Amount on Record |
| Deed Sale | Nov 1, 2011 · Amount on Record |
| Prior Sale | Jul 1, 1991 · Amount on Record |
| Deed Document Number | 201119 |
| Deed Book / Page | 57774 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 276 SUMMER AVE, READING, MA 01867-3444 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080423-195 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 80423/195 |
| Instrument | 106505 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 276 SUMMER AVE, READING, MA 01867-3444 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77053-389 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 77053/389 |
| Instrument | 41450 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,577.00 (+1.51%) | $873,800 (+5.48%) Land $506,400 Building $362,200 | $907,873 (+12.25%) |
| 2025 | $9,435.00 (+1.14%) | $828,400 (+4.07%) Land $479,900 Building $348,500 | $808,830 (+7.92%) |
| 2024 | $9,329.00 (+3.17%) | $796,000 (+10.83%) Land $461,000 Building $335,000 | $749,455 |
| 2023 | $9,042.00 | $718,200 Land $415,700 Building $302,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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