277 Puddin Ridge Rd, Moyock, NC 27958 Property Records

Currituck County property record for 277 Puddin Ridge Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,674 sqft · built 1987
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2019)
Tax Bill	$1,944 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8021-87-0711`

Property Details

APN / Parcel Number

Primary APN	`8021-87-0711`
Alternative APNs	`010A00000550001` `000150867` `8021-87`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	286 ft deep x 167 ft wide
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000150867
Street Address	277 PUDDIN RIDGE RD
City	MOYOCK
State	NC
Zip	27958-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	QUAIL RUN LOT 55, SECTION 1 - PHASE III
Legal Subdivision	QUAIL RUN
Legal Phase	3
Legal Lot Number	55
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1004
Census Tract	110201

Owner

277 Puddin Ridge Rd is owned and occupied by an individual who bought it in April 2019.

Source: Currituck County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	277 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER HOME FUNDING LLC
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Jul 31, 2001 · Amount on File
Deed Document Number	2019342400
Deed Book / Page	1479 / 817
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0013800538
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	277 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701

Mortgage

Document Number	0017620763
Date	Mar 6, 2024
Book Page	1762/763
Instrument	387781

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	CHESAPEAKE, VA 23322

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	277 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016230512
Date	May 14, 2021
Book Page	1623/512
Instrument	364437

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Mortgage Company
Address	CHESAPEAKE, VA 23320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 18, 2019
Property Address	277 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Document Number	0014790817
Book / Page	1479 / 817
Instrument Date	Apr 8, 2019
Instrument	342400
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26300 NEWCOMBE CIR, 26300, LEESBURG, FL 34748-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701

Mortgage

Document Number	342401
Date	Apr 18, 2019
Instrument	342401

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 277 Puddin Ridge Rd was $1,944, down 0.2% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,944.00 (-0.21%)	$266,600 (-) Land $75,100 Building $191,500
2024	$1,948.00 (+9.5%)	$266,600 (-) Land $75,100 Building $191,500
2023	$1,779.00 (+18.21%)	$266,600 (-) Land $75,100 Building $191,500	$266,600 (-) Land $75,100 Building $191,500
2022	$1,505.00	$266,600 Land $75,100 Building $191,500	$266,600 (-) Land $75,100 Building $191,500
2021			$266,600 Land $75,100 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Puddin Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Puddin Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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