261 Puddin Ridge Rd, Moyock, NC 27958 Property Records

Currituck County property record for 261 Puddin Ridge Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,959 sqft · built 1989
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2018)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8021-88-2012`

Property Details

APN / Parcel Number

Primary APN	`8021-88-2012`
Alternative APNs	`010A00000530001` `000148186` `8021-88`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,959 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	31.5 ft deep x 13.5 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000148186
Street Address	261 PUDDIN RIDGE RD
City	MOYOCK
State	NC
Zip	27958-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 53, SEC 1, QUAIL RUN
Legal Subdivision	QUAIL RUN
Legal Lot Number	53
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1011
Census Tract	110201

Owner

261 Puddin Ridge Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	261 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Aug 25, 2011 · Amount on File
Deed Document Number	2018336826
Deed Book / Page	1448 / 794
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	261 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016150706
Date	Apr 16, 2021
Book Page	1615/706
Instrument	363291

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 25, 2018
Property Address	261 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Document Number	0014480794
Book / Page	1448 / 794
Map Reference	CAB B PG261&262
Instrument Date	Jun 21, 2018
Instrument	336826
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5602 GOLDTHREAD LN, 5602, HENRICO, VA 23228-1986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701

Mortgage

Document Number	336827
Date	Jun 25, 2018
Instrument	336827

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 25, 2019
Property Address	261 PUDDIN RIDGE RD, MOYOCK, NC 27958-8701
Document Number	0014480794
Book / Page	001448 / 000794
Instrument Date	Jun 21, 2018
Instrument	336826
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 PUDDIN RIDGE RD MOYOCK NC 279588701, MOYOCK, NC 27958-8701

Mortgage

Document Number	14480796
Date	Jun 25, 2019
Book Page	001448/000796
Instrument	336827

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 261 Puddin Ridge Rd was $2,005, down 0.2% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 (-0.25%)	$276,200 (-) Land $71,100 Building $205,100
2024	$2,010.00 (+9.54%)	$276,200 (-) Land $71,100 Building $205,100
2023	$1,835.00 (+18.31%)	$276,200 (-) Land $71,100 Building $205,100	$276,200 (-) Land $71,100 Building $205,100
2022	$1,551.00	$276,200 Land $71,100 Building $205,100	$276,200 (-) Land $71,100 Building $205,100
2021			$276,200 Land $71,100 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Puddin Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Puddin Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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