277 Loder Ave, Wilmington, NC 28409 Property Records

New Hanover County property record for 277 Loder Ave, Wilmington, NC 28409 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2017
Square Footage3,396 sqft Living Area
Lot Size23,958 sqft (0.55 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$345,000 (2016)

Property Details

APN / Parcel Number

Primary APNR07620-003-088-000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures4 Plumbing Fixtures
Building Area3,396 sqft Living Area
1st Floor1,600 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area23,958 sqft (0.55 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
PorchOpen Porch
Porch Area1,313 sqft Porch
TopographyLow Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address277 LODER AVE
CityWILMINGTON
StateNC
Zip28409-4339
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT C-R LODER LANDING DIVISION 1R
Legal SubdivisionLOT C-R LODER LANDING DIVISION
Legal Block3
Legal Lot NumberC R
JurisdictionNEW HANOVER NC
Minor Civil DivisionFEDERAL POINT
Census Blockgroup1
Census Block1022
Census Tract12109

Owner

Source: New Hanover County records · APN R07620-003-088-000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address277 LODER AVE, WILMINGTON, NC 28409-4339
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Feb 13, 2019Deed of Trust, Mortgage · Line of Credit
FIRSTBANK
Nov 30, 2018Loan Modification, Mortgage
FIRSTBANK
Sep 26, 2017Deed of Trust, Mortgage
FIRST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2016 · Amount on Record
Deed SaleAug 16, 2016 · Amount on Record
Prior SaleFeb 04, 2005 · Amount on Record
Deed Doc Number539726
Deed Book / Page5993 / 2487
Prior Transfer DateAug 15, 2016
Prior Transfer Doc0059932487
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address277 LODER AVE, WILMINGTON, NC 28409-4339
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00647201144
DateJul 20, 2021
Book Page6472/1144
Instrument2021035642
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address277 LODER AVE, WILMINGTON, NC 28409-4339
Document Number0061971325
Instrument DateFeb 13, 2019
Transaction TypeMortgage
Record UpdatedMar 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address277 LODER AVE WILMINGTON NC 284094339, WILMINGTON, NC 28409-4339

Mortgage

Document Number0061971325
DateFeb 26, 2019
Book Page006197/001325
Instrument5250
Lender
NameFIRSTBANK
TypeBank
AddressBELVILLE, NC 28451
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW HANOVER NC
Property Address277 LODER AVE, WILMINGTON, NC 28409-4339
Document Number0061822960
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address277 CODER AVE WILMINGTON NC 28409, WILMINGTON, NC 28409

Mortgage

Document Number0061822960
DateDec 05, 2018
Book Page006182/002960
Instrument36366
Lender
NameFIRSTBANK
TypeBank
AddressTROY, NC 27371
Agreement
AmountAmount Recorded
Interest
Rate4%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address277 LODER AVE, WILMINGTON, NC 28409-4339
Document Number0060910107
Instrument DateSep 26, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address277 LODER AVE WILMINGTON NC 284094339, WILMINGTON, NC 28409-4339

Mortgage

Document Number0060910107
DateSep 26, 2017
Book Page006091/000107
Instrument31262
Lender
NameFIRST BK
TypeBank
AddressTROY, NC 27371
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,441,500 (+19.18%) Land $721,900 Building $719,600$1,441,500 (+19.18%) Land $721,900 Building $719,600
2023$1,209,500 Land $509,600 Building $699,900$1,209,500 Land $509,600 Building $699,900
2022$6,447.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation15.0 ft
CoastalYes

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of North Carolina
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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