261 Loder Ave, Wilmington, NC 28409 Property Records

New Hanover County property record for 261 Loder Ave, Wilmington, NC 28409 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,144 sqft · built 2003
Lot Size0.469 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$1,145,000 (Jan 2026)
Tax Bill$2,726 (2025)
Deeds & MortgagesJan 2026 Sale
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone VE (high risk)
APNR07620-003-057-000

Property Details

APN / Parcel Number

Primary APNR07620-003-057-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,144 sqft Living Area
1st Floor Area1,249 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleCottage
Exterior MaterialWood
Foundation TypePile
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.469 acres)
TerrainLow
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area86 sqft
Deck Area164 sqft
Patio Area866 sqft
BalconyBalcony
Balcony Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address261 LODER AVE
CityWILMINGTON
StateNC
Zip28409-4339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4R FINAL MAP LODER LANDING
Legal SubdivisionLODER LANDING REV
Legal Block3
Legal Lot Number4R
JurisdictionNEW HANOVER NC
Township / Civil DivisionFEDERAL POINT
Census Block Group1
Census Block1022
Census Tract12109

Owner

Source: New Hanover County records · APN R07620-003-057-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address261 LODER AVE, WILMINGTON, NC 28409-4339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Warranty Deed, Transfer
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage
ALPHA MTG CORP
Aug 29, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2026 · Amount on Record
Deed SaleJan 29, 2026 · Amount on Record
Prior SaleJul 19, 2019 · Amount on Record
Deed Document Number2026002495
Deed Book / Page6826 / 1209
Record UpdatedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJan 29, 2026
Property Address261 LODER AVE, WILMINGTON, NC 28409-4339
Document Number00682601209
Book / Page6826 / 1209
Map ReferenceMB 36 PG 319
Instrument DateJan 20, 2026
Instrument2026002495
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

AmountAmount Recorded
Tax$2,290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address274 SHANNON DR, WILMINGTON, NC 28409-4345

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 LODER AVE, WILMINGTON, NC 28409-4339

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address261 LODER AVE, WILMINGTON, NC 28409-4339
Transaction TypeMortgage
Record UpdatedAug 04, 2021
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00647202285
DateJul 21, 2021
Book Page6472/2285
Instrument2021035845
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJul 19, 2019
Property Address261 LODER AVE, WILMINGTON, NC 28409-4339
Document Number0062311029
Book / Page006231 / 001029
Instrument DateJul 19, 2019
Instrument22218
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 LODER AVE WILMINGTON NC 284094339, WILMINGTON, NC 28409-4339

Mortgage

Document Number62311033
DateJul 19, 2019
Book Page006231/001033
Instrument22219
Lender
NameALPHA MTG CORP
AddressWILMINGTON, NC 28403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address261 LODER AVE, WILMINGTON, NC 28409-4339
Document Number0061672368
Instrument DateAug 29, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address261 LODER AVE WILMINGTON NC 284094339, WILMINGTON, NC 28409-4339

Mortgage

Document Number0061672368
DateSep 05, 2018
Book Page006167/002368
Instrument28336
Lender
NameTHIRD FED'L S&L ASSN
AddressGARFIELD HEIGHTS, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,726.00 (-13.21%)$700,900 (+19.38%) Land $232,000 Building $468,900$700,900 (+19.38%) Land $232,000 Building $468,900
2024$3,141.00 (+0.19%)
2023$3,135.00 (-0.92%)$587,100 Land $183,800 Building $403,300$587,100 Land $183,800 Building $403,300
2022$3,164.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation14.0 ft
CoastalYes

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of North Carolina
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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