Monmouth County and Middletown Township property record for 277 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 1971 |
| Lot Size | 0.508 acres (22,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jul 2021) |
| Tax Bill | $10,134 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00572-0000-00003 |
| Primary APN | 32-00572-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,528 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 22,140 sqft (0.508 acres) |
| Lot Dimensions | 180 ft deep x 123 ft wide |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | 732 |
|---|---|
| Street Address | 277 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Description | ALSO LOT 4 NIT 1A |
| Legal Subdivision | EMANUEL ESTATES |
| Legal Block | 572 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 800701 |
277 Harmony Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 HARMONY RD, MIDDLETOWN, NJ 07748-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Aug 26, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit AMALGAMATED BK |
| Feb 7, 2018 | Grant Deed, Transfer · Conventional Mortgage AMALGAMATED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 2021102943 |
| Deed Book / Page | 9524 / 6510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 1, 2021 |
| Property Address | 277 HARMONY RD, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 0095246510 |
| Book / Page | 9524 / 6510 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021102943 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | SEBER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 HADASSAH LN, 114, LAKEWOOD, NJ 08701-5559 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 277 HARMONY RD, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 2021102944 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021102944 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 26, 2020 |
| Property Address | 277 HARMONY RD, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 0000095812 |
| Book / Page | 009436 / 006482 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 95812 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 277 HARMONY RD MIDDLETOWN NJ 077481100, MIDDLETOWN, NJ 07748-1100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 277 HARMONY RD, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 0000090386 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 277 HARMONY RD MIDDLETOWN NJ 077481100, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 0000090386 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 009370/008276 |
| Instrument | 90386 |
| Name | AMALGAMATED BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 7, 2018 |
| Property Address | 277 HARMONY RD, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 0000014314 |
| Book / Page | 009272 / 004466 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 14314 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 HARMONY RD MIDDLETOWN NJ 077481100, MIDDLETOWN, NJ 07748-1100 |
| Document Number | 14315 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 009272/004473 |
| Instrument | 14315 |
| Name | AMALGAMATED BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2048 |
The 2025 property tax bill for 277 Harmony Rd was $10,134, up 11.9% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,500 (+6.47%) Land $417,700 Building $250,800 | $668,500 (+6.47%) Land $417,700 Building $250,800 | |
| 2025 | $10,134.00 (+11.85%) | $627,900 Land $379,500 Building $248,400 | $627,900 Land $379,500 Building $248,400 |
| 2024 | $9,060.00 | ||
| 2023 | $538,100 Land $264,900 Building $273,200 | $538,100 Land $264,900 Building $273,200 | |
| 2022 | $9,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 277 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 Harmony Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures