270 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 270 Harmony Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,594 sqft · built 1955
Lot Size0.527 acres (22,952 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (May 2020)
Tax Bill$10,698 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00573-0000-00005

Property Details

APN / Parcel Number

Primary APN32-00573-0000-00005
Alternative APNs
  • 320057300005
  • 7315

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,594 sqft Living Area
1st Floor Area1,594 sqft
Upper Floors Area743 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area22,952 sqft (0.527 acres)
Lot Dimensions153 ft deep x 150 ft wide
Parking Spaces1 Parking Space
Deck Area192 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number7315
Street Address270 HARMONY RD
CityMIDDLETOWN
StateNJ
Zip07748-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionCHERRY TREE TERRACE SEC 02
Legal Block573
Legal Lot Number5
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1018
Census Tract800701

Owner

270 Harmony Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address270 HARMONY RD, MIDDLETOWN, NJ 07748-1125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Grant Deed, Transfer · Conventional with PMI
WELLS FARGO BK
Jun 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2020 · Amount on File
Deed SaleMay 7, 2020 · Amount on File
Prior SaleJun 21, 2012 · Amount on File
Deed Document Number202047988
Deed Book / Page9412 / 4327
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMay 7, 2020
Property Address270 HARMONY RD, MIDDLETOWN, NJ 07748-1125
Document Number0000047988
Book / Page009412 / 004327
Instrument DateApr 23, 2020
Instrument47988
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address270 HARMONY RD MIDDLETOWN NJ 077481125, MIDDLETOWN, NJ 07748-1125

Mortgage

Document Number47989
DateMay 7, 2020
Book Page009412/004390
Instrument47989
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 6, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address270 HARMONY RD, MIDDLETOWN, NJ 07748-1125
Document Number0000063448
Book / Page009233 / 009241
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 HARMONY RD MIDDLETOWN NJ 077481125, MIDDLETOWN, NJ 07748-1125

Mortgage

Document Number0000063448
DateJun 26, 2017
Book Page009233/009241
Instrument63448
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 270 Harmony Rd was $10,698, up 6.7% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$719,000 (+8.48%) Land $471,400 Building $247,600$719,000 (+8.48%) Land $471,400 Building $247,600
2025$10,698.00 (+6.67%)$662,800 Land $418,500 Building $244,300$662,800 Land $418,500 Building $244,300
2024$10,029.00
2023$552,300 Land $319,400 Building $232,900$552,300 Land $319,400 Building $232,900
2022$9,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1985–2026)
Claims Outside the SFHA6 of 14
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Harmony Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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