277 Cummings Rd, Greene, NY 13778 Property Records

Chenango County and Greene Town property record for 277 Cummings Rd, Greene, NY 13778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1993
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,173 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083089 225.-1-28.42`

Property Details

APN / Parcel Number

Primary APN	`083089 225.-1-28.42`
Alternative APN	`308922500000010284200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	702 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	277 CUMMINGS RD
City	GREENE
State	NY
Zip	13778-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	28.420
Jurisdiction	CHENANGO NY
Township / Civil Division	GREENE
Census Block Group	4
Census Block	4010
Census Tract	970802

Owner

277 Cummings Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: Chenango County and Greene Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	277 CUMMINGS RD, GREENE, NY 13778-2522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION
Aug 19, 2021	Deed, Transfer
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIDNEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2021
Transfer Doc	2021000001410
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	277 CUMMINGS RD, GREENE, NY 13778-2522
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000002025
Date	Aug 19, 2021
Instrument	20210-00002025

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 19, 2021
Property Address	277 CUMMINGS RD, GREENE, NY 13778-2522
Document Number	2021000001410
Instrument Date	Jul 30, 2021
Instrument	20210-00001410
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 CUMMINGS RD, GREENE, NY 13778-2522

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	277 CUMMINGS RD, GREENE, NY 13778-2522
Document Number	0000001123
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 CUMMINGS RD GREENE NY 137782522, GREENE, NY 13778-2522

Mortgage

Document Number	0000001123
Date	Jun 8, 2017
Instrument	1123

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 277 Cummings Rd was $5,173 with a homeowner's exemption, up 8.6% from the year before.

Source: Chenango County and Greene Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Greene Town
Unified School District	Greene Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,173.00 (+8.63%) Homeowner's exemption
2025	$4,762.00	$131,400 Land $26,600 Building $104,800	$215,410 Land $43,607 Building $171,803
2023		$131,400 Land $26,600 Building $104,800	$180,000 Land $36,438 Building $143,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Cummings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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