Chenango County and Greene Town property record for 189 Cummings Rd, Greene, NY 13778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 2002 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,331 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083089 225.-1-30.1 |
| Primary APN | 083089 225.-1-30.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Upper Floors Area | 676 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 653,400 sqft (15 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0610137 |
|---|---|
| Street Address | 189 CUMMINGS RD |
| City | GREENE |
| State | NY |
| Zip | 13778-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 30.100 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | GREENE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 970802 |
189 Cummings Rd is owned and occupied by two individuals who acquired it in October 2002.
Source: Chenango County and Greene Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 CUMMINGS RD, GREENE, NY 13778-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2002 |
| Transfer Doc | 2002002179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 189 CUMMINGS RD, GREENE, NY 13778-2523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000000377 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 20220-00000377 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 189 Cummings Rd was $5,331 with a homeowner's exemption, up 8.4% from the year before.
Source: Chenango County and Greene Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Greene Town |
| Unified School District | Greene Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,331.00 (+8.38%) Homeowner's exemption | ||
| 2025 | $4,919.00 | $135,400 Land $39,000 Building $96,400 | $221,967 Land $63,934 Building $158,033 |
| 2023 | $135,400 Land $39,000 Building $96,400 | $185,479 Land $53,425 Building $132,054 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Cummings Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Cummings Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures