2768 Shade Tree Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2768 Shade Tree Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,486 sqft · built 2004
Lot Size0.5 acres (21,802 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Mar 2015)
Tax Bill$6,331 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-05-26-014264-004-64

Property Details

APN / Parcel Number

Primary APN07-05-26-014264-004-64

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,486 sqft Heated Area
Gross Area4,477 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,802 sqft (0.5 acres)
Garage Area680 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area420 sqft
PorchPorch
Porch Area542 sqft
Patio Area40 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2768 SHADE TREE DR
CityFLEMING ISLAND
StateFL
Zip32003-4975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 64 CYPRESS CREEK @ EAGLE HARBOR AS REC O R 3730 PG 1731
Legal Range26
Legal Township05
Legal Section07
Legal SubdivisionCYPRESS CREEK
Legal Lot Number64
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1023
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2768 SHADE TREE DR, FLEMING ISLAND, FL 32003-4975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2015 · Amount on Record
Deed SaleMar 25, 2015 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number2015013986
Deed Book / Page3730 / 1731
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2768 SHADE TREE DR, FLEMING ISLAND, FL 32003-4975
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2768 SHADE TREE DR, FLEMING ISLAND, FL 32003-4975

Mortgage

Document Number0044330195
DateMar 23, 2021
Book Page4433/195
Instrument2021017825
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 1, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,331.00 (-25.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$460,233 (+5.99%)$653,687 (+6.8%) Land $120,000 Building $533,687
2023$8,479.00 (+4.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$434,236 (+3%)$612,071 (+16.87%) Land $120,000 Building $492,071
2022$8,109.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$421,589$523,701 Land $90,000 Building $433,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

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