Clay County property record for 2765 Shade Tree Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,938 sqft · built 2006 |
| Lot Size | 0.48 acres (20,927 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Dec 2021) |
| Tax Bill | $2,236 (2023) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-26-014264-004-61 |
| Primary APN | 07-05-26-014264-004-61 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,938 sqft Living Area |
| Gross Area | 4,735 sqft |
| 1st Floor Area | 2,411 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,927 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 797 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 182 sqft |
| Patio Area | 263 sqft |
| Balcony Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2765 SHADE TREE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 61 CYPRESS CREEK @ EAGLE HARBOR OR 4551 PG 1285 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 07 |
| Legal Subdivision | CYPRESS CREEK |
| Legal Lot Number | 61 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30707 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2765 SHADE TREE DR, FLEMING ISLAND, FL 32003-4978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Dec 28, 2021 | Warranty Deed, Transfer · VA Mortgage BAYWAY MORTGAGE GROUP |
| Aug 17, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 202181658 |
| Deed Book / Page | 4551 / 1285 |
| Prior Transfer Date | Sep 9, 2011 |
| Prior Transfer Doc | 0033460863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2765 SHADE TREE DR, FLEMING ISLAND, FL 32003-4978 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2765 SHADE TREE DR, FLEMING ISLAND, FL 32003-4978 |
| Document Number | 0047272075 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 4727/2075 |
| Instrument | 2023028772 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 28, 2021 |
| Property Address | 2765 SHADE TREE DR, FLEMING ISLAND, FL 32003-4978 |
| Document Number | 0045511285 |
| Book / Page | 4551 / 1285 |
| Map Reference | MB 42 PG 1-16 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021081658 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4335 COQUINA DR, 4335, JACKSONVILLE, FL 32250-2105 |
| Name | Verified Name |
|---|---|
| Address | 2765 SHADE TREE DR, ORANGE PARK, FL 32003-4978 |
| Document Number | 0045511287 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 4551/1287 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 2765 SHADE TREE DR, FLEMING ISLAND, FL 32003-4978 |
| Document Number | 0043420102 |
| Book / Page | 4342 / 102 |
| Map Reference | MB 42 PG 1-16 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 2020041661 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2765 SHADE TREE DR, FLEMING ISLAND, FL 32003-4978 |
| Document Number | 0004342105 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 4342/105 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $590,984 (+5.99%) | $691,386 (+6.74%) Land $120,000 Building $571,386 |
| 2023 | $2,236.00 (-5.65%) Disabled Person's exemption Veteran's exemption | $557,601 (+3%) | $647,709 (+16.34%) Land $120,000 Building $527,709 |
| 2022 | $2,370.00 Disabled Person's exemption Veteran's exemption | $541,361 | $556,729 Land $90,000 Building $466,729 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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