2768 School Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2768 School Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1987
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Dec 2013)
Tax Bill	$72 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-23-76-*-48`

Property Details

APN / Parcel Number

Primary APN	`28-37-23-76-*-48`
Alternative APNs	`28-37-23-76-00000.0-0048.00` `2832508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Slab
Porch Area	481 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2832508
Street Address	2768 SCHOOL DR NE
City	PALM BAY
State	FL
Zip	32905-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PALMDALE LOT 48
Legal Range	37E
Legal Township	28S
Legal Section	23
Legal Subdivision	PALMDALE
Legal Lot Number	48
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4009
Census Tract	65123

Owner

2768 School Dr NE is owned and occupied by two individuals who acquired it in September 2026.

Source: Brevard County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2768 SCHOOL DR NE, PALM BAY, FL 32905-4244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on File
Deed Sale	Dec 26, 2013 · Amount on File
Prior Sale	Apr 22, 2011 · Amount on File
Deed Document Number	2013279035
Deed Book / Page	7037 / 1954
Last Transfer Date	Sep 16, 2026
Transfer Doc	0000193657
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 22, 2026
Property Address	2768 SCHOOL DR NE, PALM BAY, FL 32905-4244
Document Number	0000193657
Book / Page	10731 / 1544
Instrument Date	Sep 16, 2026
Instrument	2026193657
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2768 SCHOOL DR NE, PALM BAY, FL 32905-4244

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2768 SCHOOL DR NE, PALM BAY, FL 32905-4244
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 SCHOOL DR NE, PALM BAY, FL 32905-4244

Mortgage

Document Number	0094581416
Date	Mar 29, 2022
Book Page	9458/1416
Instrument	2022077285

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2768 SCHOOL DR NE, PALM BAY, FL 32905-4244
Document Number	0087992915
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 SCHOOL DR NE PALM BAY FL 329054244, PALM BAY, FL 32905-4244

Mortgage

Document Number	0087992915
Date	Jul 20, 2020
Book Page	008799/002915
Instrument	154165

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2768 School Dr NE was $72.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,700 (+2.7%)	$350,100 (+3.32%)
2025	$72.00 Disabled Person's exemption Veteran's exemption	$208,090	$338,850 Land $77,000 Building $261,850
2023	$66.00 (+6.45%) Disabled Person's exemption Veteran's exemption	$196,340 (+3%)	$301,280 (-5.28%) Land $60,500 Building $240,780
2022	$62.00 Disabled Person's exemption Veteran's exemption	$190,630	$318,090 Land $60,500 Building $257,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2768 School Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	13 (1995–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2768 School Dr NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

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