2761 School Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2761 School Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Nov 2024)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-23-76-*-58`

Property Details

APN / Parcel Number

Primary APN	`28-37-23-76-*-58`
Alternative APNs	`28-37-23-76-00000.0-0058.00` `2832518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	161 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	529 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	374 sqft
Deck Area	924 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2832518
Street Address	2761 SCHOOL DR NE
City	PALM BAY
State	FL
Zip	32905-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PALMDALE LOT 58
Legal Range	37E
Legal Township	28S
Legal Section	23
Legal Subdivision	PALMDALE
Legal Lot Number	58
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4013
Census Tract	65123

Owner

2761 School Dr NE is owned and occupied by an individual who bought it in November 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2761 SCHOOL DR NE, PALM BAY, FL 32905-4245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit BRIGHSTAR CU
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Document Number	2024219820
Deed Book / Page	10192 / 1786
Prior Transfer Date	Mar 22, 1999
Prior Transfer Doc	3990003652
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2761 SCHOOL DR NE, PALM BAY, FL 32905-4245
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2761 SCHOOL DR NE, PALM BAY, FL 32905-4245

Mortgage

Document Number	0097471867
Date	Mar 27, 2023
Book Page	9747/1867
Instrument	2023059288

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2761 SCHOOL DR NE, PALM BAY, FL 32905-4245
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092351621
Date	Aug 25, 2021
Book Page	9235/1621
Instrument	2021221565

Lender

Name	BRIGHSTAR CU
Type	Credit Union
Address	FORT LAUDERDALE, FL 33313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 8, 2018
Property Address	2761 SCHOOL DR NE, PALM BAY, FL 32905-4245
Document Number	0082330372
Book / Page	8233 / 0372
Map Reference	MB 25 PG 13
Instrument Date	Jul 31, 2018
Instrument	2018177881
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ALLIANCE TITLE INSURANCE AGE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2399 HIDDEN PINE LN NE, 2399, PALM BAY, FL 32905-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2761 SCHOOL DR NE, PALM BAY, FL 32905-4245

Mortgage

Document Number	2018177882
Date	Aug 8, 2018
Instrument	2018177882

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2761 School Dr NE was $5,541 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,170 (+2.24%)	$352,170 (+2.24%)
2025	$5,541.00 Homeowner's exemption	$344,460 Land $70,000 Building $274,460	$344,460 Land $70,000 Building $274,460
2023	$2,350.00 (+0.21%) Homeowner's exemption Widower's exemption	$169,890 (+2.99%)	$312,110 (-6.45%) Land $55,000 Building $257,110
2022	$2,345.00 Homeowner's exemption	$164,950	$333,630 Land $55,000 Building $278,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2761 School Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	13 (1995–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2761 School Dr NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

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