2766 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 2766 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,436 sqft · built 1985
Lot Size	0.201 acres (8,741 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Jan 2007)
Tax Bill	$8,227 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-141-65-00`

Property Details

APN / Parcel Number

Primary APN	`518-141-65-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,436 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	8,741 sqft (0.201 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2766 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 695 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	3
Legal Lot Number	695,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2766 WIND RIVER RD, EL CAJON, CA 92019-4244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 3, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2007 · Amount on File
Deed Sale	Jan 9, 2007 · Amount on File
Prior Sale	Jan 21, 1985 · Amount on File
Deed Document Number	200716393
Prior Transfer Date	Jul 28, 2006
Prior Transfer Doc	0000016392
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2766 WIND RIVER RD, EL CAJON, CA 92019-4244
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 WIND RIVER RD, EL CAJON, CA 92019-4244

Mortgage

Document Number	0000266828
Date	Jun 29, 2022
Instrument	2022-0266828

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2766 WIND RIVER RD, EL CAJON, CA 92019-4244
Document Number	0000010287
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2766 WIND RIVER RD EL CAJON CA 920194244, EL CAJON, CA 92019-4244

Mortgage

Document Number	0000010287
Date	Jan 9, 2017
Instrument	10287

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$873,183 (+2%) Land $355,285 Building $517,898
2025	$8,227.00 (+0.98%)	$856,063 (+4.04%) Land $348,319 Building $507,744
2023	$8,147.00 (+0.44%)	$822,824 Land $334,795 Building $488,029
2022	$8,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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