2744 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 2744 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1985
Lot Size	0.158 acres (6,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2015)
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`518-141-68-00`

Property Details

APN / Parcel Number

Primary APN	`518-141-68-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,904 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2744 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 869 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	3
Legal Lot Number	836,8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2744 WIND RIVER RD, EL CAJON, CA 92019-4244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2015 · Amount on Record
Deed Sale	Feb 10, 2015 · Amount on Record
Prior Sale	Mar 9, 2010 · Amount on Record
Deed Document Number	201558621
Prior Transfer Date	Jan 24, 2013
Prior Transfer Doc	0000074406
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2744 WIND RIVER RD, EL CAJON, CA 92019-4244
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2744 WIND RIVER RD, EL CAJON, CA 92019-4244

Mortgage

Document Number	0000308049
Date	Jul 28, 2022
Instrument	2022-0308049

Lender

Name	ZB NA
Type	Bank
Address	LA MESA, CA 91941

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2744 WIND RIVER RD, EL CAJON, CA 92019-4244
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2744 WINDRIVER RED, EL CAJON, CA 92019

Mortgage

Document Number	0000271354
Date	Apr 7, 2021
Instrument	2021-0271354

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2744 WIND RIVER RD, EL CAJON, CA 92019-4244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2744 WIND RIVER RD, EL CAJON, CA 92019-4244

Mortgage

Document Number	0000818225
Date	Dec 21, 2020
Instrument	2020-0818225

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,898 (+2%) Land $196,136 Building $367,762
2025	$6,729.00 (+2.11%)	$552,842 (+4.04%) Land $192,291 Building $360,551
2023	$6,590.00 (+1.67%)	$531,376 Land $184,825 Building $346,551
2022	$6,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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