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2766 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2766 Sand Oak Loop, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,221 sqft · built 2018
Lot Size0.394 acres (17,146 sqft)
Owner2 Individual Names on File
Last Sale$292,400 (May 2018)
Tax Bill$3,974 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-20-28-6100-01-730

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-01-730
Alternative APNs
  • 282018610001730
  • 173221
  • 176539
  • 180113

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,221 sqft Living Area
Gross Area2,956 sqft
1st Floor Area2,221 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,146 sqft (0.394 acres)
Garage TypeAttached
Garage Area550 sqft
PorchFlorida Room
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2766 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 173
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block1
Legal Lot Number173
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1028
Census Tract17813

Owner

Source: Orange County records · APN 18-20-28-6100-01-730

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2766 SAND OAK LOOP, APOPKA, FL 32712-1437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
May 09, 2018Special Warranty Deed, Transfer · Conventional Mortgage
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2018 · Amount on Record
Deed SaleMay 09, 2018 · Amount on Record
Deed Document Number2018276000
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2766 SAND OAK LOOP, APOPKA, FL 32712-1437
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2766 SAND OAK LOOP, APOPKA, FL 32712

Mortgage

Document Number0000318688
DateMay 27, 2021
Instrument20210318688
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2766 SAND OAK LOOP, APOPKA, FL 32712-1437
Document Number0000360361
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNTC - KEY W

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2766 SAND OAK LOOP APOPKA FL 32712, APOPKA, FL 32712

Mortgage

Document Number0000360361
DateJul 02, 2020
Instrument360361
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2040

May 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateMay 09, 2018
Property Address2766 SAND OAK LOOP, APOPKA, FL 32712-1437
Document Number0000276000
Map ReferenceMB 87 PG 133
Instrument DateMay 04, 2018
Instrument20180276000
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,046.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address2766 SAND OAK LOOP, APOPKA, FL 32712

Mortgage

Document Number0000276001
DateMay 09, 2018
Instrument20180276001
Lender
NameMB FINANCIAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$293,427 (+2.7%)$441,900 (-1.09%) Land $110,000 Building $331,900
2025$3,974.00 (+1.87%) Homeowner's exemption$285,713 (+5.99%)$446,790 (+9.92%) Land $110,000 Building $336,790
2024$3,901.00 (+7.02%)
2023$3,645.00 (+4.41%) Homeowner's exemption$269,574 (+3%)$406,450 (+25.53%) Land $110,000 Building $296,450
2022$3,491.00 Homeowner's exemption$261,722$323,800 Land $75,000 Building $248,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 63 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Lumen Technologies, Metronet Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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