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2765 Sand Oak Loop, Apopka, FL 32712 Property Records

Orange County property record for 2765 Sand Oak Loop, Apopka, FL 32712 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,237 sqft · built 2017
Lot Size0.372 acres (16,200 sqft)
Owner2 Individual Names on File
Last Sale$337,000 (Feb 2021)
Tax Bill$5,002 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-20-28-6100-01-990

Property Details

APN / Parcel Number

Primary APN18-20-28-6100-01-990
Alternative APNs
  • 282018610001990
  • 173253
  • 176572
  • 180144

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,237 sqft Living Area
Gross Area2,952 sqft
1st Floor Area2,237 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,200 sqft (0.372 acres)
Garage TypeAttached
Garage Area525 sqft
PorchSlab
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2765 SAND OAK LOOP
CityAPOPKA
StateFL
Zip32712-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE PHASE 2 87/133 LOT 199
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE PH 2
Legal Phase2
Legal Tract6100
Legal Block1
Legal Lot Number199
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1036
Census Tract17813

Owner

Source: Orange County records · APN 18-20-28-6100-01-990

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2765 SAND OAK LOOP, APOPKA, FL 32712-1422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA
Feb 01, 2021Warranty Deed, Transfer · FHA Mortgage
PNC BANK NA
Jan 08, 2018Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2021 · Amount on Record
Deed SaleFeb 01, 2021 · Amount on Record
Prior SaleJan 08, 2018 · Amount on Record
Deed Document Number202159262
Record UpdatedJun 08, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 01, 2021
Property Address2765 SAND OAK LOOP, APOPKA, FL 32712-1422
Document Number0000059262
Map ReferenceMB 87 PG 133
Instrument DateJan 28, 2021
Instrument20210059262
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyFIRST EXCEL TITLE LLC, FIRST CLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2765 SAND OAK LOOP, 2765, APOPKA, FL 32712-1422

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 STERLING SPRINGS LN, ALTAMONTE SPRINGS, FL 32714-3838

Mortgage

Document Number0000059263
DateFeb 01, 2021
Instrument20210059263
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 01, 2021
Property Address2765 SAND OAK LOOP, APOPKA, FL 32712-1422
Document Number20210059262
Map ReferenceMB 87 PG 133
Instrument DateJan 28, 2021
Instrument20210059262
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyFIRST CLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2765 SAND OAK LOOP, 2765, APOPKA, FL 32712-1422

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 STERLING SPRINGS LN, ALTAMONTE SPRINGS, FL 32714-3838

Mortgage

Document Number20210059263
DateFeb 01, 2021
Instrument20210059263
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJan 08, 2018
Property Address2765 SAND OAK LOOP, APOPKA, FL 32712-1422
Document Number0000015600
Instrument DateDec 15, 2017
Instrument15600
Transaction TypeTransfer
Record UpdatedJan 18, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,856.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2765 SAND OAK LOOP APOPKA FL 327121422, APOPKA, FL 32712-1422

Mortgage

Document Number15601
DateJan 08, 2018
Instrument15601
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$359,950 (+2.7%)$438,040 (-1.1%) Land $110,000 Building $328,040
2025$5,002.00 (+1.73%) Homeowner's exemption$350,487 (+5.99%)$442,910 (+9.86%) Land $110,000 Building $332,910
2024$4,917.00 (+6.94%)
2023$4,598.00 (+4.03%) Homeowner's exemption$330,688 (+3%)$403,165 (+25.57%) Land $110,000 Building $293,165
2022$4,420.00 Homeowner's exemption$321,056 Land $75,000 Building $246,056$321,056 Land $75,000 Building $246,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
8 of 9 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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