St. Charles County property record for 2765 McClay Rd, Saint Charles, MO 63303 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,080 sqft · built 1993 |
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $383 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 473280A000 |
| Primary APN | 473280A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Vinyl |
| Lot Area | 36,590 sqft (0.839 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 320 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 473280A000 |
|---|---|
| Old Parcel Number | 473280A000 |
| Street Address | 2765 MCCLAY RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CHAS COMMON BLK 8 PT LOT 12 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | STEEN & CUNNINGHAM |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 311211 |
Source: St. Charles County records · APN 473280A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2960 GREENLEAF DR, SAINT CHARLES, MO 63303-3128 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 09, 2001 |
| Transfer Doc | 0026141469 |
| Record Updated | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383.00 | $6,439 (+4.46%) | $33,887 (+4.45%) Land $31,200 Building $2,687 |
| 2023 | $6,164 | ||
| 2022 | $32,442 Land $30,000 Building $2,442 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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