St. Charles County property record for 2750 McClay Rd, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,520 sqft · built 2020 |
| Lot Size | 0.123 acres (5,367 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,000 (May 2024) |
| Tax Bill | $4,727 (2025) |
| Deeds & Mortgages | May 2024 Sale Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T200900084 |
| Primary APN | T200900084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 5,367 sqft (0.123 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T200900084 |
|---|---|
| Street Address | 2750 MCCLAY RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKLEIGH PARK BDRY ADJ LOTS 23A, 24A & LOT A CG LOT 24A |
| Legal Subdivision | OAKLEIGH PARK BDRY ADJ LOTS 23A, 24A & L |
| Legal Lot Number | 24A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 311211 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 8, 2024 | Special Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Apr 28, 2023 | Intrafamily Transfer, Transfer |
| Aug 18, 2020 | Deed of Trust, Mortgage · Construction Mortgage COMMERCE BANK |
| Nov 24, 2020 | Warranty Deed, Subdivision Related Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Nov 24, 2020 · Amount on Record |
| Deed Document Number | 202417599 |
| Prior Transfer Date | Apr 21, 2023 |
| Prior Transfer Doc | 0000016084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 8, 2024 |
| Property Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Document Number | 0000017599 |
| Map Reference | MB 50 PG 385 |
| Instrument Date | May 1, 2024 |
| Instrument | 2024R-017599 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1554 SW VANGUARD ST, OAK HARBOR, WA 98277-7136 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 28, 2023 |
| Property Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Document Number | 0000016084 |
| Map Reference | MB 50 PG 385 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023R-016084 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD 200, 200, CHESTERFIELD, MO 63005-1276 |
| Document Number | 0073740191 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 7374/191 |
| Instrument | 20200818000592670 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 24, 2020 |
| Property Address | 2750 MCCLAY RD, SAINT CHARLES, MO 63303-5427 |
| Document Number | 0000091526 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 91526 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 5, 2021 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2750 MCCLAY RD ST CHARLES MO 633035427, ST CHARLES, MO 63303-5427 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,219 (-) | $432,734 (-) Land $50,000 Building $382,734 | |
| 2025 | $4,727.00 | $82,219 (-3.55%) | $432,734 (-3.55%) Land $50,000 Building $382,734 |
| 2023 | $85,248 | ||
| 2022 | $448,671 Land $50,000 Building $398,671 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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