Somerset County property record for 27640 Fairmount Rd, Westover, MD 21871
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,987 sqft · built 2008 |
| Lot Size | 0.679 acres (29,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (May 2022) |
| Tax Bill | $4,277 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-102336 |
| Primary APN | 06-102336 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,987 sqft Total Area |
| Utility Area | 356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,561 sqft (0.679 acres) |
| Garage Type | Mixed |
| Garage Area | 1,193 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 275 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 102336 |
|---|---|
| Street Address | 27640 FAIRMOUNT RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRC |
| Legal Description | 0.679 AC-LT 1-P14/48 N/S RT 361-UPPER FAIRMNT PEACHTREE SUBDIVISION |
| Legal Subdivision | UPPER FAIRMNT PEACHTREE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 6, FAIRMOUNT |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 930800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Upper Fairmount Historic District listed 1993 · 29 contributing resources · NRIS 93000900 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
27640 Fairmount Rd is owned and occupied by an individual who bought it in May 2022.
Source: Somerset County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27640 FAIRMOUNT RD, WESTOVER, MD 21871-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Aug 4, 2021 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Aug 4, 2021 · Amount on File |
| Deed Book / Page | 1232 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET MD |
| Recording Date | May 19, 2022 |
| Property Address | 27640 FAIRMOUNT RD, WESTOVER, MD 21871-4107 |
| Document Number | 0012320182 |
| Book / Page | 1232 / 182 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC T&E CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27640 FAIRMOUNT RD, WESTOVER, MD 21871-4107 |
| Document Number | 0001232187 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 1232-187 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET MD |
| Recording Date | Aug 4, 2021 |
| Property Address | 27640 FAIRMOUNT RD, WESTOVER, MD 21871-4107 |
| Document Number | 0011690223 |
| Book / Page | 1169 / 223 |
| Map Reference | MB 14 FO 48 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC T&E CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 27640 FAIRMOUNT RD, WESTOVER, MD 21871-4107 |
| Document Number | 0001169228 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 1169/228 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 27640 Fairmount Rd was $4,277, up 7.7% from the year before.
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,277.00 (+7.73%) | $384,700 | $412,300 Land $47,600 Building $364,700 |
| 2025 | $3,970.00 | ||
| 2023 | $3,309.00 | $297,600 | $329,500 Land $32,000 Building $297,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27640 Fairmount Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 13 (2012–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27640 Fairmount Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 97.5% of Maryland |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRMOUNT serves 750 people · EPA ID MD0190012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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