27613 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27613 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,816 sqft · built 1865
Lot Size	0.475 acres (20,694 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jun 2021)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-095631`

Property Details

APN / Parcel Number

Primary APN	`06-095631`
Alternative APNs	`6095631` `095631`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,816 sqft Total Area

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Construction Type	Frame
Roof Material	Metal
Lot Area	20,694 sqft (0.475 acres)
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	095631
Street Address	27613 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.475 AC; PLAT 1156/ S/S RT 361 UPPER FAIRMOUNT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3046
Census Tract	930800

Owner

Source: Somerset County assessment roll, APN 06-095631, as of August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	615 SONGBIRD CT, WARRINGTON, PA 18976-3003
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Book / Page	1156 / 230
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Jun 03, 2021
Property Address	27613 FAIRMOUNT RD, WESTOVER, MD 21871-4127
Document Number	0011560230
Book / Page	1156 / 230
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 SONGBIRD CT, 615, WARRINGTON, PA 18976-3003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SONGBIRD CT, WARRINGTON, PA 18976-3003

Mortgage

Document Number	0001156239
Date	Jun 03, 2021
Instrument	1156/239

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,600 (+32.29%)	$103,500 (+29.7%) Land $44,700 Building $58,800
2025	$1,950.00 (+142.84%)
2023	$803.00	$72,267	$79,800 Land $30,100 Building $49,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (24039C), as of February 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240399308003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	High above 79% of the US · above 97.5% of Maryland
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Upper Fairmount Historic District listed 1993 · 29 contributing resources · NRIS 93000900

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 77 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0190012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIRMOUNT serves 750 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.