2762 Merchant Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2762 Merchant Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,498 sqft · built 2003
Lot Size0.21 acres (9,161 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Dec 2022)
Tax Bill$10,733 (2026)
Deeds & MortgagesDec 2022 Sale
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN240-470-060-000

Property Details

APN / Parcel Number

Primary APN240-470-060-000
Alternative APN
  • 240-470-06

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,498 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area9,161 sqft (0.21 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-470-06
Street Address2762 MERCHANT CT
CityTRACY
StateCA
Zip95377-8501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 274
Legal SubdivisionPRESIDIO PUD UNIT 2A
Legal Block2
Legal Lot Number274
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2002
Census Tract5212

Owner

2762 Merchant Ct is owned and occupied by two individuals who bought it in December 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2762 MERCHANT CT, TRACY, CA 95377-8501
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Dec 27, 2022Grant Deed, Transfer · Conventional Mortgage
DEVON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2022 · Amount on File
Deed SaleDec 27, 2022 · Amount on File
Prior SaleDec 27, 2022 · Amount on File
Deed Document Number2022144369
Prior Transfer DateJan 4, 2016
Prior Transfer Doc0000007283
Record UpdatedOct 29, 2026

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 27, 2022
Property Address2762 MERCHANT CT, TRACY, CA 95377-8501
Document Number0000144312
Map ReferenceVOL 36 PG 34
Instrument DateDec 13, 2022
Instrument2022-144312
Transaction TypeTransfer
Record UpdatedJan 5, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6445 N WESTERN AVE, CHICAGO, IL 60645-5590

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 27, 2022
Property Address2762 MERCHANT CT, TRACY, CA 95377-8501
Document Number0000144369
Map ReferenceVOL 36 PG 34
Instrument DateDec 13, 2022
Instrument2022-144369
Transaction TypeTransfer
Record UpdatedJan 5, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2762 MERCHANT CT, TRACY, CA 95377-8501

Mortgage

Document Number0000144370
DateDec 27, 2022
Instrument2022-144370
Lender
NameDEVON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term1 Months
DueJan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 2762 Merchant Ct was $10,733 with a homeowner's exemption, down 5.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,733.00 (-5.77%)
2025$11,390.00 Homeowner's exemption$775,098 Land $234,090 Building $541,008
2023$5,886.00 (+2.15%)$316,362 Land $78,158 Building $238,204$655,380
2022$5,762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2762 Merchant Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2762 Merchant Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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