27591 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27591 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,656 sqft · built 1865
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Sep 2021)
Tax Bill	$2,247 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-094821`

Property Details

APN / Parcel Number

Primary APN	`06-094821`
Alternative APNs	`6094821` `094821`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	094821
Street Address	27591 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	HS 1.75 ACRES S/S RT 361-UPPER FRMT UPPER FAIRMNT
Legal Subdivision	LOWER FAIRMOUNT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3046
Census Tract	930800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Fairmount Historic District listed 1993 · 29 contributing resources · NRIS 93000900

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27591 FAIRMOUNT RD, WESTOVER, MD 21871-4166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Oct 5, 1981 · Amount on Record
Deed Book / Page	1178 / 52
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	0008960174
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Sep 10, 2021
Property Address	27591 FAIRMOUNT RD, WESTOVER, MD 21871-4166
Document Number	0011780052
Book / Page	1178 / 52
Map Reference	LB 0896 FO 174
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	27591 FAIRMOUNT RD, UPPER FAIRMOUNT, MD 21867

Mortgage

Document Number	0000117858
Date	Sep 10, 2021
Instrument	1178/58

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,247.00 (+8.71%)	$202,100 (+8.71%)	$218,300 (-) Land $56,200 Building $162,100
2025	$2,067.00 (+27.36%)	$185,900 (+27.33%)	$218,300 (+28.64%) Land $56,200 Building $162,100
2023	$1,623.00	$146,000	$169,700 Land $36,500 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 98.6% of Maryland
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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