2760 Twin Lakes Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2760 Twin Lakes Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 288 sqft
Lot Size	8.97 acres (390,733 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2012)
Tax Bill	$1,482 (2026)
Deeds & Mortgages	May 2022 Transfer Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`465-0030-02426`

Property Details

APN / Parcel Number

Primary APN	`465-0030-02426`
Alternative APN	`1130088`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	288 sqft Gross Area
1st Floor Area	240 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	390,733 sqft (8.97 acres)

Exterior Amenities

Porch	Patio
Porch Area	152 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1130088
Street Address	2760 TWIN LAKES RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	E 478.09 FT OF GOVT LOT 6 EX S 913.90 FT SERIAL #
Legal Range	13W
Legal Township	62N
Legal Section	15
Legal Subdivision	MORSE TOWN OF
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2076
Census Tract	15401

Owner

2760 Twin Lakes Rd, a residential property, is owned by an individual who bought it in July 2012.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1083 WILDCAT CREEK RD, MANHATTAN, KS 66503-9765
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer
Sep 20, 2018	Loan Modification, Mortgage CITIZENS BK/MN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2012 · Amount on File
Deed Sale	Jul 11, 2012 · Amount on File
Prior Sale	Jun 25, 2009 · Amount on File
Deed Document Number	20121191071
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2022
Property Address	2760 TWIN LAKES RD, ELY, MN 55731
Document Number	0001442879
Instrument Date	Apr 23, 2022
Instrument	1442879
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1083 WILDCAT CREEK RD, 1083, MANHATTAN, KS 66503-9765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 WILDCAT CREEK RD, MANHATTAN, KS 66503-9765

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2760 TWIN LAKES RD, ELY, MN 55731
Document Number	00A1343041
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	TWIN LAKE RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00A1343041
Date	Oct 22, 2018
Instrument	A1343041

Lender

Name	CITIZENS BK/MN
Type	Bank
Address	NEW UIM, MN 56073

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 21, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 2760 Twin Lakes Rd was $1,482, down 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00 (-0.4%)
2025	$1,488.00 (+4.2%)	$155,100 (-) Land $134,200 Building $20,900	$155,100 (-) Land $134,200 Building $20,900
2024	$1,428.00	$155,100 Land $134,200 Building $20,900	$155,100 Land $134,200 Building $20,900
2022		$149,300 Land $128,200 Building $21,100	$149,300 Land $128,200 Building $21,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2760 Twin Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2760 Twin Lakes Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 88% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Twin Lakes Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures