2738 Twin Lakes Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2738 Twin Lakes Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 840 sqft · built 2001
Lot Size	7.2 acres (313,632 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2019)
Tax Bill	$2,212 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`465-0030-02402`

Property Details

APN / Parcel Number

Primary APN	`465-0030-02402`
Alternative APNs	`1110050` `1148300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	840 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Lot Area	313,632 sqft (7.2 acres)

Exterior Amenities

Porch	Patio
Porch Area	260 sqft
Deck Area	50 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	1148300
Street Address	2738 TWIN LAKES RD
City	ELY
State	MN
Zip	55731-8153
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	G.L.7 EX E 864.61 FT & EX THAT PART LYING NOF THE FOLLOWING DESCRIBED LINE COMM AT SECOR OF SEC 15 THENCE N00DEG07'42"W ALONG
Legal Range	13W
Legal Township	62N
Legal Section	15
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2076
Census Tract	15401

Owner

2738 Twin Lakes Rd, a residential property, is owned by an individual who bought it in May 2019.

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	550 W PLUMB LN, B520, RENO, NV 89509-3468
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Warranty Deed, Transfer LEVINSON FRANK H L/TR (RT)
May 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Dec 8, 2004 · Amount on File
Deed Document Number	20191355109
Prior Transfer Date	Sep 2, 2004
Prior Transfer Doc	0000966332
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2019
Property Address	2738 TWIN LAKES RD, ELY, MN 55731-8153
Document Number	00A1355109
Instrument Date	May 1, 2019
Instrument	A1355109
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5345 N TACOMA AVE INDIANAPOLIS IN 46220, INDIANAPOLIS, IN 46220

Mortgage

Document Number	A1355110
Date	May 21, 2019
Instrument	A1355110

Lender

Name	LEVINSON FRANK H L/TR (RT)
Address	930 TAHOE BLVD # 802-49, INCLINE VILLAGE, NV 89451-9451

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2019
Property Address	2738 TWIN LAKES RD, ELY, MN 55731-8153
Document Number	00A1355108
Instrument Date	Apr 23, 2019
Instrument	A1355108
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5348 N TACOMA AVE INDIANAPOLIS IN 462203651, INDIANAPOLIS, IN 46220-3651

Tax Assessment & Valuation

The 2026 property tax bill for 2738 Twin Lakes Rd was $2,212, down 0.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,212.00 (-0.45%)
2025	$2,222.00 (+13.37%)	$233,700 (-) Land $115,000 Building $118,700	$233,700 (-) Land $115,000 Building $118,700
2024	$1,960.00	$233,700 Land $115,000 Building $118,700	$233,700 Land $115,000 Building $118,700
2022		$206,400 Land $110,000 Building $96,400	$206,400 Land $110,000 Building $96,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2738 Twin Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2738 Twin Lakes Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twin Lakes Rd

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