2760 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2760 Settlers Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,006 sqft · built 1998
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on Record
Last Sale$235,000 (Oct 2020)
Tax Bill$5,839 (2025)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone X (minimal risk)
APN85126

Property Details

APN / Parcel Number

Primary APN85126
Alternative APN
  • 152630057600010890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,006 sqft Heated Area
Gross Area2,612 sqft
1st Floor Area2,006 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85126
Street Address2760 SETTLERS TRL
CitySAINT CLOUD
StateFL
Zip34772-8891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT 2 PB 8 PG 137 LOT 89
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionCANOE CREEK LAKES
Legal Tract576
Legal Block1
Legal Lot Number89
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleSep 3, 1997 · Amount on Record
Deed Document Number2020140330
Deed Book / Page5814 / 1483
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 16, 2020
Property Address2760 SETTLERS TRL, SAINT CLOUD, FL 34772-8891
Document Number0058141483
Book / Page005814 / 001483
Instrument DateOct 2, 2020
Instrument140330
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,645.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,839.00 (+11.77%)$331,200 (-4.99%) Land $75,000 Building $256,200$331,200 (-4.99%) Land $75,000 Building $256,200
2023$5,224.00 (+12.66%)$348,600 (+20.92%) Land $65,000 Building $283,600$348,600 (+20.92%) Land $65,000 Building $283,600
2022$4,637.00$288,300 Land $60,000 Building $228,300$288,300 Land $60,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Verizon.

Nearby Properties on Settlers Trl

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