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2751 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2751 Settlers Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 1997
Lot Size0.228 acres (9,932 sqft)
OwnerIndividual Name on Record
Last Sale$379,000 (Aug 2024)
Tax Bill$5,316 (2025)
Deeds & MortgagesFeb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN85120

Property Details

APN / Parcel Number

Primary APN85120
Alternative APN
  • 152630057600010830

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,385 sqft Heated Area
Gross Area2,224 sqft
1st Floor Area1,385 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,932 sqft (0.228 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area419 sqft
Deck Area416 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85120
Street Address2751 SETTLERS TRL
CitySAINT CLOUD
StateFL
Zip34772-8892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT 2 PB 8 PG 137 LOT 83
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionCANOE CREEK LAKES
Legal Tract576
Legal Block1
Legal Lot Number83
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2751 SETTLERS TRL, SAINT CLOUD, FL 34772-8892
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleFeb 15, 2023
Deed Document Number2024109429
Deed Book / Page6653 / 2944
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2023
Property Address2751 SETTLERS TRL, SAINT CLOUD, FL 34772-8892
Document Number0063581335
Book / Page6358 / 1335
Map ReferenceMB 8 PG 137
Instrument DateFeb 10, 2023
Instrument2023018441
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4204 CRACKER CT, SAINT CLOUD, FL 34772-7746

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4204 CRACKER CT, SAINT CLOUD, FL 34772-7746

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,316.00 (+15.14%)$296,800 (-1.13%) Land $75,000 Building $221,800$296,800 (-1.13%) Land $75,000 Building $221,800
2023$4,617.00 (+12.89%)$300,200 (+18.75%) Land $65,000 Building $235,200$300,200 (+18.75%) Land $65,000 Building $235,200
2022$4,090.00$252,800 Land $60,000 Building $192,800$252,800 Land $60,000 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Verizon.

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