276 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 276 Windjammer Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,219 sqft · built 1997
Lot Size	0.23 acres (10,002 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2021)
Tax Bill	$2,658 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-058824`

Property Details

APN / Parcel Number

Primary APN	`03-058824`
Alternative APNs	`3058824` `058824`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,219 sqft Total Area
Utility Area	64 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,002 sqft (0.23 acres)
Porch	Slab
Porch Area	140 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	058824
Street Address	276 WINDJAMMER RD
City	BERLIN
State	MD
Zip	21811-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-06-112 10002 SQ FT WINDJAMMER ROAD PLAT OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES SEC 06
Legal Lot Number	112
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2000
Census Tract	950600

Owner

276 Windjammer Rd is owned by two individuals who bought it in September 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 TOWNE CENTER DR, JOPPA, MD 21085-4441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Sep 30, 2021	Deed, Transfer NOT AVAILABLE, CARDINAL STLMT OF MD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Dec 9, 2009 · Amount on File
Deed Book / Page	8182 / 416
Transfer Doc	0000346461
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	276 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TOWN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077540362
Date	Aug 28, 2020
Book Page	7754/362

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 30, 2021
Property Address	276 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Document Number	0081820416
Book / Page	8182 / 416
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	NOT AVAILABLE, CARDINAL STLMT OF MD LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	727 TOWNE CENTER DR, JOPPA, MD 21085-4441

Tax Assessment & Valuation

The 2026 property tax bill for 276 Windjammer Rd was $2,658, up 6.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,658.00 (+6.62%)	$287,967	$305,800 Land $93,700 Building $212,100
2025	$2,493.00
2023	$2,188.00	$228,700	$252,300 Land $82,400 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 Windjammer Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Windjammer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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