274 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 274 Windjammer Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 2016
Lot Size	0.254 acres (11,060 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2020)
Tax Bill	$3,057 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-039498`

Property Details

APN / Parcel Number

Primary APN	`03-039498`
Alternative APN	`039498`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Total Area
Utility Area	48 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,060 sqft (0.254 acres)
Porch	Slab
Porch Area	252 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039498
Street Address	274 WINDJAMMER RD
City	BERLIN
State	MD
Zip	21811-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-06-113 11060 SQ FT WINDJAMMER ROAD PL OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES
Legal Lot Number	113
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2000
Census Tract	950600

Owner

274 Windjammer Rd is owned and occupied by an individual who bought it in September 2020.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	274 WINDJAMMER RD, BERLIN, MD 21811-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC
Mar 20, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Book / Page	7786 / 484
Record Updated	Oct 29, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 30, 2020
Property Address	274 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Document Number	0077860484
Book / Page	7786 / 484
Map Reference	MB FWH12 PG 10
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	274 WIND JAMMER ROAD, OCEAN CITY, MD 21842

Mortgage

Document Number	0007786492
Date	Sep 30, 2020
Instrument	7786/492

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 20, 2017
Property Address	274 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Document Number	0069590389
Book / Page	6959 / 389
Map Reference	MB FWH12 PG10
Instrument Date	Mar 17, 2017
Instrument	6959-389
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITAL TITLE INS AG INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CHESAPEAKE AVE, MIDDLE RIVER, MD 21220-4316

Mortgage

Document Number	6959395
Date	Mar 20, 2017
Instrument	6959-395

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 274 Windjammer Rd was $3,057, up 6.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,057.00 (+6.52%)	$331,200	$351,400 Land $93,900 Building $257,500
2025	$2,870.00
2023	$2,545.00	$266,000	$290,800 Land $82,600 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Windjammer Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Windjammer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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