Bell County property record for 276 Sand Flat Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2,104 sqft · built 2021 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,799 (Jul 2026) |
| Tax Bill | $5,393 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403709149 |
| Primary APN | 0403709149 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 276 SAND FLAT LN |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-7291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE ESTATES, BLOCK 002, LOT 0002, ACRES 0.52 |
| Legal Subdivision | NORTH LAKE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
Source: Bell County records · APN 0403709149
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 08, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST |
| Nov 19, 2021 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 06, 2021 | Warranty Deed, Transfer TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Sep 30, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST GUARANTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 202633293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 01, 2026 |
| Property Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000033293 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202633293 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY SETTLEMENT GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000033294, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 202633294 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021201 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021021201 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 19, 2021 |
| Property Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000076081 |
| Map Reference | DOC 2020023042 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021076081 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 N CENTRAL AVE, 213, TROY, TX 76579-2557 |
| Name | Verified Name |
|---|---|
| Address | 7024 TANGLEHEAD DR, TEMPLE, TX 76502-8531 |
| Document Number | 0000076082 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021076082 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 06, 2021 |
| Property Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000000690 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 690 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 331 TROY TX 765790331, TROY, TX 76579-0331 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 30, 2020 |
| Property Address | 276 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000052977 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 52977 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158 |
| Document Number | 0000052977 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 52977 |
| Name | FIRST GUARANTY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712-3801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 29, 2021 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,393.00 (+0.15%) | $468,107 (-5.32%) | $485,623 (-1.78%) Land $58,000 Building $427,623 |
| 2023 | $5,385.00 (-14.1%) Homeowner's exemption | $494,420 Land $58,000 Building $436,420 | $494,420 Land $58,000 Building $436,420 |
| 2022 | $6,269.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 55 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
May also be available: AMG Technology Investment Group, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MOFFAT WSC serves 4,633 people |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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