260 Sand Flat Ln, Temple, TX 76502 Property Records

Bell County property record for 260 Sand Flat Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,381 sqft · built 2021
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$552,701 (Apr 2022)
Tax Bill	$6,163 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0403709161`

Property Details

APN / Parcel Number

Primary APN	`0403709161`
Alternative APNs	`484109` `840418`

Interior

Stories	1 Story
Building Area	2,381 sqft Living Area
1st Floor Area	2,381 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Storage Building	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	260 SAND FLAT LN
City	TEMPLE
State	TX
Zip	76502-7291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH LAKE ESTATES, BLOCK 002, LOT 0006, ACRES 0.52
Legal Subdivision	NORTH LAKE ESTATES
Legal Block	2
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 SAND FLAT LN, TEMPLE, TX 76502-7291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 9, 2021	Warranty Deed, Transfer TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FRIM
Sep 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST GUARANTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Jul 9, 2021
Deed Document Number	202222251
Record Updated	Sep 20, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 7, 2022
Property Address	260 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000022251
Map Reference	VOL 2018 PG 36209
Instrument Date	Apr 7, 2022
Instrument	2022022251
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	NOT AVAILABLE, MAVERICK TTL OF TX DBA TX TT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number	0000022252
Date	Apr 7, 2022
Instrument	2022022252

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 9, 2021
Property Address	260 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000043579
Map Reference	DOC 2020023042
Instrument Date	Jul 1, 2021
Instrument	2021043579
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FRIM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8702 ADAMS LN, 8702, TEMPLE, TX 76502-5158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 N MAIN ST STE 4B, 4B, SALADO, TX 76571-5845

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Sep 30, 2020
Property Address	260 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000052977
Instrument Date	Sep 29, 2020
Instrument	52977
Transaction Type	Construction Loan
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158

Mortgage

Document Number	0000052977
Date	Sep 30, 2020
Instrument	52977

Lender

Name	FIRST GUARANTY BK
Type	Bank
Address	WACO, TX 76712-3801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,163.00 (-10.11%)	$539,269 (-1.24%) Land $58,000 Building $481,269	$539,269 (-1.24%) Land $58,000 Building $481,269
2023	$6,856.00 (+19.38%) Homeowner's exemption	$546,051 Land $58,000 Building $488,051	$546,051 Land $58,000 Building $488,051
2022	$5,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100

May also be available: AMG Technology Investment Group, Verizon.

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