276 N Main St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 276 N Main St, Pontotoc, MS 38863 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,971 sqft · built 2006
Lot Size1.32 acres (57,499 sqft)
OwnerIndividual Name on File
Tax Bill$2,009 (2025)
Deeds & MortgagesDec 2023 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN173B-33-04-002.01

Property Details

APN / Parcel Number

Primary APN173B-33-04-002.01
Alternative APN
  • 20104

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,971 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area57,499 sqft (1.32 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20104
Street Address276 N MAIN ST
CityPONTOTOC
StateMS
Zip38863-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.32 AC NW1/4 NW1/4 20053734 7/22/05 20060033 1/4/06
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group1
Census Block1015
Census Tract950300

Owner

Source: Pontotoc County records · APN 173B-33-04-002.01

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address276 N MAIN ST, PONTOTOC, MS 38863-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage
COMMUNITY MORTGAGE AND LOAN INC
Oct 19, 2022Deed of Trust, Mortgage · FHA Mortgage
LIBERTY HOME MORTGAGE CORP
Dec 02, 2019Deed of Trust, Mortgage
COMMUNITY MORTGAGE AND LOAN INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address276 N MAIN ST, PONTOTOC, MS 38863-1504
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 N MAIN ST, PONTOTOC, MS 38863-1504

Mortgage

Document Number2023005221
DateDec 28, 2023
Instrument2023005221
Lender
NameCOMMUNITY MORTGAGE AND LOAN INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term73 Months
DueJan 01, 2030

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address276 N MAIN ST, PONTOTOC, MS 38863-1504
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 N MAIN ST, PONTOTOC, MS 38863-1504

Mortgage

Document Number2022004335
DateOct 19, 2022
Instrument2022004335
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address276 N MAIN ST, PONTOTOC, MS 38863-1504
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 N MAIN ST, PONTOTOC, MS 38863-1504

Mortgage

Document Number2019004501
DateDec 02, 2019
Instrument2019004501
Lender
NameCOMMUNITY MORTGAGE AND LOAN INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term120 Months
DueDec 03, 2029

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,009.00 (+4.15%) Homeowner's exemption Disabled Person's exemption$15,129 (-)$151,287 (-) Land $12,500 Building $138,787
2023$1,929.00 Homeowner's exemption Disabled Person's exemption$15,129$151,287 Land $12,500 Building $138,787

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019, other causes

Wildfire

Wildfire RiskLow
above 37% of the US · above 21% of Mississippi
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BCI Mississippi BroadbandFiber10,000 / 10,000
Tombigbee Electric Power AssociationFiber2,000 / 1,000
TelapexFixed Wireless100 / 20

May also be available at this address: AT&T, BCI Mississippi Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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