263 N Main St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 263 N Main St, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,211 sqft · built 1970
Lot Size13.2 acres (574,992 sqft)
Owner2 Individual Names on Record
Tax Bill$1,946 (2025)
Deeds & MortgagesApr 2017 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN178A-32-02-003

Property Details

APN / Parcel Number

Primary APN178A-32-02-003
Alternative APN
  • 13587

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area2,211 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area574,992 sqft (13.2 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number13587
Street Address263 N MAIN ST
CityPONTOTOC
StateMS
Zip38863-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13.2 AC NE1/4 WB 5-22 671-510 7/23/97 20021139 3/4/02 20183330 9/5/18 662 488 6438
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group1
Census Block1007
Census Tract950300

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address263 N MAIN ST, PONTOTOC, MS 38863-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage
BANCORPSOUTH BANK
Sep 5, 2018Deed of Trust, Mortgage
BNA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address263 N MAIN ST, PONTOTOC, MS 38863-1503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017001721
DateApr 26, 2017
Instrument2017001721
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38804
Agreement
AmountAmount Recorded

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address263 N MAIN ST, PONTOTOC, MS 38863-1503
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 W OXFORD ST, PONTOTOC, MS 38863-2005

Mortgage

Document Number2018003331
DateSep 5, 2018
Instrument2018003331
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueAug 31, 2019

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,946.00 (+27.86%) Homeowner's exemption Senior Citizen's exemption$14,658 (+22.75%)$139,103 (+18.23%) Land $18,981 Building $120,122
2023$1,522.00 Homeowner's exemption Senior Citizen's exemption$11,941$117,659 Land $19,027 Building $98,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: AT&T.

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