276 Essen Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 276 Essen Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,044 sqft · built 2021
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (May 2022)
Tax Bill	$9,262 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23R-4-2-105-0`

Property Details

APN / Parcel Number

Primary APN	`23R-4-2-105-0`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,044 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	1,050 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,502 sqft (0.287 acres)
Terrain	Above Road/Slope
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	276 ESSEN CT
City	BALLWIN
State	MO
Zip	63021-4996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	ESSEN ESTATES
Legal Subdivision	ESSEN ESTATES
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1003
Census Tract	217931

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	276 ESSEN CT, BALLWIN, MO 63021-4996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit CNB BANK & TRUST NA
May 4, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Document Number	2022050400141
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	276 ESSEN CT, BALLWIN, MO 63021-4996
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2617 WYNNCREST RIDGE DR, WILDWOOD, MO 63005-6727

Mortgage

Document Number	0248062211
Date	Apr 19, 2021
Book Page	24806/2211
Instrument	2021041900289

Lender

Name	CNB BANK & TRUST NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 4, 2022
Property Address	276 ESSEN CT, BALLWIN, MO 63021-4996
Document Number	2022050400141
Map Reference	MB 364 PG 54&55
Instrument Date	Apr 29, 2022
Instrument	2022050400141
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2617 WYNNCREST RIDGE DR, WILDWOOD, MO 63005-6727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	276 ESSEN CT, BALLWIN, MO 63021-4996

Mortgage

Document Number	2022050400142
Date	May 4, 2022
Instrument	2022050400142

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,640 (+13.84%) Land $35,630 Building $116,010	$798,100 (+13.85%) Land $187,500 Building $610,600
2024	$9,262.00 (+0.09%)
2023	$9,254.00	$133,200 Land $19,100 Building $114,100	$701,000 Land $100,500 Building $600,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1979–2024)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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