251 Essen Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 251 Essen Ct, Ballwin, MO 63021 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,525 sqft · built 2017
Lot Size	0.321 acres (14,026 sqft)
Owner	2 Individual Names on File
Last Sale	$649,773 (Sep 2017)
Tax Bill	$8,966 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23R-4-2-102-3`

Property Details

APN / Parcel Number

Primary APN	`23R-4-2-102-3`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,525 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	850 sqft
Unfinished Basement	654 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,026 sqft (0.321 acres)
Terrain	Above Road/Slope
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	251 ESSEN CT
City	BALLWIN
State	MO
Zip	63021-4991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESSEN ESTATES
Legal Subdivision	ESSEN ESTATES
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1003
Census Tract	217931

Owner

Source: St. Louis County records · APN 23R-4-2-102-3

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Feb 21, 2023	Beneficiary Deed, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Sep 18, 2017	Grant Deed, Subdivision Related Transfer CARROLLTON BK
Mar 28, 2017	Trustee's Deed, Construction Loan · Line of Credit CNB BK&TR NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	2017091800419
Deed Book / Page	22698 / 2740
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ESSEN CT, BALLWIN, MO 63021-4991

Mortgage

Document Number	0252203325
Date	Nov 15, 2021
Book Page	25220/3325
Instrument	2021111500568

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 21, 2023
Property Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Document Number	2023022100343
Map Reference	MB 364 PG 54
Instrument Date	Feb 14, 2023
Instrument	2023022100343
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ESSEN CT, BALLWIN, MO 63021-4991

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240620190
Date	May 26, 2020
Book Page	24062/190
Instrument	2020052600740

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 01, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240620172
Date	May 26, 2020
Book Page	24062/172
Instrument	2020052600739

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 18, 2017
Property Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Document Number	0226982740
Book / Page	022698 / 002740
Instrument Date	Sep 15, 2017
Instrument	419
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3560 GEORGETOWNE VILLAGE DR MANCHESTER MO 630881436, MANCHESTER, MO 63088-1436

Mortgage

Document Number	226982743
Date	Sep 18, 2017
Book Page	022698/002743
Instrument	420

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Mortgage

Document Number	226982761,
Date	Sep 18, 2017
Book Page	022698/002761
Instrument	421

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.87%

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 28, 2017
Property Address	251 ESSEN CT, BALLWIN, MO 63021-4991
Document Number	0224560450
Book / Page	022456 / 000450
Instrument Date	Mar 24, 2017
Instrument	156
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2617 WYNNCREST RIDGE DR WILDWOOD MO 630056727, WILDWOOD, MO 63005-6727

Mortgage

Document Number	224560450
Date	Mar 28, 2017
Book Page	022456/000450
Instrument	156

Lender

Name	CNB BK&TR NA
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,800 (+14.98%) Land $37,090 Building $110,710	$777,900 (+14.99%) Land $195,200 Building $582,700
2024	$8,966.00 (+0.09%)
2023	$8,958.00 (+11.39%)	$128,540 (+19.56%) Land $19,400 Building $109,140	$676,500 (+19.57%) Land $102,100 Building $574,400
2022	$8,042.00	$107,510 Land $23,280 Building $84,230
2021			$565,800 Land $122,500 Building $443,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179311, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1979–2024)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Jul 2024

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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