276 E Main St, Howard, PA 16841 Property Records

Centre County property record for 276 E Main St, Howard, PA 16841 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,453 sqft · built 1947
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$2,631 (2026)
Deeds & MortgagesJan 2021 Line of Credit
May 2010 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN08-005A,020-,0000

Property Details

APN / Parcel Number

Primary APN08-005A,020-,0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,453 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialBrick
Lot Area11,761 sqft (0.27 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address276 E MAIN ST
CityHOWARD
StatePA
Zip16841-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCENTRE PA
Township / Civil DivisionHOWARD
Census Block Group3
Census Block3003
Census Tract10100

Owner

Source: Centre County records · APN 08-005A,020-,0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address276 E MAIN ST, HOWARD, PA 16841-3523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Line of Credit
SPE FCU
May 10, 2010Deed of Trust, Mortgage
SPE FEDERAL CREDIT UNION
Jul 14, 2010Deed of Trust, Mortgage · Line of Credit
SPE FEDERAL CREDIT UNION
Jul 12, 2018Deed of Trust, Mortgage · Line of Credit
SPE FCU
Jan 12, 2021Deed of Trust, Mortgage · Line of Credit
SPE FCU
Jul 12, 2018Deed of Trust, Mortgage · Line of Credit
SPE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 15, 2004
Transfer Doc0000001197
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address276 E MAIN ST, HOWARD, PA 16841-3523
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002264/848
DateJan 12, 2021
Book Page2264/848
Lender
NameSPE FCU
TypeCredit Union
AddressSTATE COLLEGE, PA 16803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 11, 2041

May 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address276 E MAIN ST, HOWARD, PA 16841-3523
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02056/0329
DateMay 10, 2010
Book Page2056/0329
Lender
NameSPE FEDERAL CREDIT UNION
AddressSTATE COLLEGE, PA 16803
Agreement
AmountAmount Recorded
Term180 Months
DueMay 20, 2025

July 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address276 E MAIN ST, HOWARD, PA 16841-3523
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02060/0437
DateJul 14, 2010
Book Page2060/0437
Lender
NameSPE FEDERAL CREDIT UNION
AddressSTATE COLLEGE, PA 16803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 13, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address276 E MAIN ST, HOWARD, PA 16841-3523
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02219/0025
DateJul 12, 2018
Book Page2219/0025
Lender
NameSPE FCU
TypeCredit Union
AddressSTATE COLLEGE, PA 16803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 11, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address276 E MAIN ST, HOWARD, PA 16841-3523
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2264/848
DateJan 12, 2021
Book Page2264/848
Lender
NameSPE FCU
TypeCredit Union
AddressSTATE COLLEGE, PA 16803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 11, 2041

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRE PA
Property Address276 E MAIN ST, HOWARD, PA 16841-3523
Transaction TypeMortgage
Record UpdatedAug 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2219/0025
DateJul 12, 2018
Book Page2219/0025
Lender
NameSPE FCU
TypeCredit Union
AddressSTATE COLLEGE, PA 16803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 11, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyCentre County
County SubdivisionHoward Township
Unified School DistrictBald Eagle Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,631.00 (+1.98%)$35,935 (-) Land $5,000 Building $30,935
2025$71,870 (-) Land $10,000 Building $61,870
2024$2,580.00$35,935 Land $5,000 Building $30,935
1994$71,870 Land $10,000 Building $61,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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